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Sampo OyjFRA:SMP 85 3-Year EPS without NRI Growth Rate is 8.70% as of Jun. 2026, which is 72% above its 10-year median of 5.05. GuruFocus rates FRA:SMP with a GF Score™ of 85/100 and a GF Value™ of €9.21. The stock has 1 warning sign investors should review. Among 399 Insurance companies, Sampo Oyj ranks worse than 62.66% on this metric.
During the past 12 months, Sampo Oyj's average EPS without NRI Growth Rate was 37.00% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 8.70% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 7.40% per year.
During the past 10 years, the average EPS without NRI Growth Rate was -0.60% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Sampo Oyj was 30.10% per year. The lowest was -14.80% per year. And the median was 5.05% per year.
Sampo Oyj (FRA:SMP) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Sampo Oyj 3-Year EPS without NRI Growth Rate Related Terms
FRA:SMP vs BRK.A, AIG, HIG: 3-Year EPS without NRI Growth Rate Comparison
For the Insurance - Diversified subindustry, Sampo Oyj's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sampo Oyj 3-Year EPS without NRI Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Sampo Oyj's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Sampo Oyj's 3-Year EPS without NRI Growth Rate falls into.
Sampo Oyj 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 8.70% mean?
Sampo Oyj (FRA:SMP) has a 3-Year EPS without NRI Growth Rate of 8.70% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Sampo Oyj and its competitors. This is 72% above median its historical median of 5.05. According to the industry distribution chart, Sampo Oyj ranks #250 out of 399 companies in the Insurance industry, placing it in the top 62.7%.
Is Sampo Oyj's 3-Year EPS without NRI Growth Rate too high?
Sampo Oyj's current 3-Year EPS without NRI Growth Rate of 8.70% is 72% above median its 10-year median of 5.05. The Insurance industry median 3-Year EPS without NRI Growth Rate is 16.30. Sampo Oyj's value of 8.70% is 46.6% below this industry median. Based on the distribution chart, Sampo Oyj ranks #250 out of 399 companies in the Insurance industry, which is below the industry midpoint. Overall, Sampo Oyj has a GF Score™ of 85/100, reflecting its overall financial health beyond just this single metric.
How does Sampo Oyj's 3-Year EPS without NRI Growth Rate compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sampo Oyj ranks #250 out of 399 companies for 3-Year EPS without NRI Growth Rate. This places Sampo Oyj in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 16.30. Sampo Oyj's value of 8.70% is 46.6% below this benchmark. While the company's 10-year median is 5.05 vs. the industry median of 16.30, Sampo Oyj has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for an Insurance company?
The median 3-Year EPS without NRI Growth Rate among Insurance companies is 16.30, based on 399 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sampo Oyj's current 3-Year EPS without NRI Growth Rate of 8.70% is 46.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Sampo Oyj and its competitors. For the Insurance industry, the median 3-Year EPS without NRI Growth Rate is 16.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sampo Oyj's current 3-Year EPS without NRI Growth Rate is 8.70%, which is 72% above median its own 10-year median of 5.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sampo Oyj stock overvalued right now?
Sampo Oyj (FRA:SMP) has a current 3-Year EPS without NRI Growth Rate of 8.70%. The stock's GF Value™ is €9.21, compared to a current price of €9.26 — trading 0.5% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 8.70%, which is 72% above median its 10-year median of 5.05 and 46.6% below the Insurance industry median of 16.30. Sampo Oyj's overall GF Score™ is 85/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Sampo Oyj (FRA:SMP), the current 3-Year EPS without NRI Growth Rate is 8.70% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sampo Oyj (FRA:SMP) Overvalued in 2026?
Based on GuruFocus' analysis, Sampo Oyj stock appears to be overvalued.
The current stock price of €9.26 is trading 0.5% above its estimated GF Value™ of €9.21.
Key valuation signals for FRA:SMP:
3-Year EPS without NRI Growth Rate: 8.70% (72% above median its 10-year median of 5.05)
GF Value™: €9.21 vs. price of €9.26 (0.5% above fair value)
Industry Position: 46.6% below the Insurance median (#250 of 399)
No single metric tells the full story. See the FRA:SMP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sampo is a leading Nordics-based insurer headquartered in Finland and listed in Helsinki. The company has operations in Denmark, Estonia, Finland, Norway, Lithuania, Latvia, and the United Kingdom. Sampo has four subsidiaries that mainly sell private insurance to retail customers. It is the largest property and casualty insurer in the Nordics. Headquartered in Sweden, and If also sells insurance in Denmark, Norway, and Finland. Topdanmark is a Danish property and casualty insurer focusing on personal lines insurance as well as agriculture and small and medium-size enterprises. Topdanmark has been rolled into the Nordics, and Hastings is a digital insurer that focuses on car, van, bike, and home insurance in the UK.
85GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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