Sampo OyjFRA:SMP 80 FCF Yield % is 3.37 as of Jun. 27, 2026, which is 24% below its 10-year median of 4.41. GuruFocus rates FRA:SMP with a GF Score™ of 80/100 and a GF Value™ of €9.98. The stock has 1 warning sign investors should review. Among 504 Insurance companies, Sampo Oyj ranks worse than 67.66% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Sampo Oyj FCF Yield % Related Terms
Sampo Oyj FCF Yield % Historical Data
* Premium members only.
The historical data trend for Sampo Oyj's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:SMP vs BRK.A, AIG, HIG: FCF Yield % Comparison
For the Insurance - Diversified subindustry, Sampo Oyj's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sampo Oyj FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Sampo Oyj's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Sampo Oyj's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sampo Oyj (FRA:SMP) has a FCF Yield % of 3.37 as of Jun. 27, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Sampo Oyj and its competitors. This is 24% below median its historical median of 4.41. According to the industry distribution chart, Sampo Oyj ranks #341 out of 504 companies in the Insurance industry, placing it in the top 67.7%.
Is Sampo Oyj's FCF Yield % too high?
Sampo Oyj's current FCF Yield % of 3.37 is 24% below median its 10-year median of 4.41. The Insurance industry median FCF Yield % is 7.12. Sampo Oyj's value of 3.37 is 52.6% below this industry median. Based on the distribution chart, Sampo Oyj ranks #341 out of 504 companies in the Insurance industry, which is below the industry midpoint. Overall, Sampo Oyj has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does Sampo Oyj's FCF Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sampo Oyj ranks #341 out of 504 companies for FCF Yield %. This places Sampo Oyj in the lower half of its industry. The industry median FCF Yield % is 7.12. Sampo Oyj's value of 3.37 is 52.6% below this benchmark. While the company's 10-year median is 4.41 vs. the industry median of 7.12, Sampo Oyj has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.12, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sampo Oyj's current FCF Yield % of 3.37 is 52.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Sampo Oyj and its competitors. For the Insurance industry, the median FCF Yield % is 7.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sampo Oyj's current FCF Yield % is 3.37, which is 24% below median its own 10-year median of 4.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sampo Oyj stock overvalued right now?
Sampo Oyj (FRA:SMP) has a current FCF Yield % of 3.37. The stock's GF Value™ is €9.98, compared to a current price of €9.26 — trading 7.2% below its estimated fair value. The current FCF Yield % is 3.37, which is 24% below median its 10-year median of 4.41 and 52.6% below the Insurance industry median of 7.12. Sampo Oyj's overall GF Score™ is 80/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Sampo Oyj (FRA:SMP), the current FCF Yield % is 3.37 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sampo Oyj (FRA:SMP) Overvalued in 2026?
Based on GuruFocus' analysis, Sampo Oyj stock appears to be undervalued.
The current stock price of €9.26 is trading 7.2% below its estimated GF Value™ of €9.98.
Key valuation signals for FRA:SMP:
FCF Yield %: 3.37 (24% below median its 10-year median of 4.41)
GF Value™: €9.98 vs. price of €9.26 (7.2% below fair value)
Industry Position: 52.6% below the Insurance median (#341 of 504)
No single metric tells the full story. See the FRA:SMP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sampo is a leading Nordics-based insurer headquartered in Finland and listed in Helsinki. The company has operations in Denmark, Estonia, Finland, Norway, Lithuania, Latvia, and the United Kingdom. Sampo has four subsidiaries that mainly sell private insurance to retail customers. It is the largest property and casualty insurer in the Nordics. Headquartered in Sweden, and If also sells insurance in Denmark, Norway, and Finland. Topdanmark is a Danish property and casualty insurer focusing on personal lines insurance as well as agriculture and small and medium-size enterprises. Topdanmark has been rolled into the Nordics, and Hastings is a digital insurer that focuses on car, van, bike, and home insurance in the UK.
80GF Score
Get the complete analysis for FRA:SMP
FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:SMP has been successfully added to your 
