Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Sampo OyjFRA:SMP 84 EV-to-OCF is 26.56 as of Aug. 06, 2026, which is 57% above its 10-year median of 16.89. GuruFocus rates FRA:SMP with a GF Score™ of 84/100 and a GF Value™ of €9.18. The stock has 2 warning signs investors should review. Among 504 Insurance companies, Sampo Oyj ranks worse than 88.89% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Sampo Oyj's Enterprise Value is €25,741 Mil.
Sampo Oyj's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was €969 Mil. Therefore, Sampo Oyj's EV-to-OCF for today is 26.56.
The historical rank and industry rank for Sampo Oyj's EV-to-OCF or its related term are showing as below:
FRA:SMP'
s EV-to-OCF Range Over the Past 10 Years
Min: -170.72 Med: 16.89 Max: 736.8
Current: 27.11
During the past 13 years, the highest EV-to-OCF of Sampo Oyj was 736.80. The lowest was -170.72. And the median was 16.89.
FRA:SMP's EV-to-OCF is ranked worse than 88.89% of 504
companies
in the Insurance industry
Industry Median: 6.865
vs FRA:SMP: 27.11
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Sampo Oyj's share price for today is €9.26.
Sampo Oyj's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.640.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Sampo Oyj EV-to-OCF Related Terms
Sampo Oyj EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Sampo Oyj's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Sampo Oyj's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sampo Oyj EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Sampo Oyj's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Sampo Oyj's EV-to-OCF falls into.
Sampo Oyj's current Enterprise Value is €25,741 Mil.
Sampo Oyj's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €969 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sampo Oyj (FRA:SMP) has a EV-to-OCF of 26.56 as of Aug. 06, 2026. This is 57% above median its historical median of 16.89. According to the industry distribution chart, Sampo Oyj ranks #448 out of 504 companies in the Insurance industry, placing it in the top 88.9%.
Is Sampo Oyj's EV-to-OCF too high?
Sampo Oyj's current EV-to-OCF of 26.56 is 57% above median its 10-year median of 16.89. The Insurance industry median EV-to-OCF is 6.87. Sampo Oyj's value of 26.56 is 286.9% above this industry median. Based on the distribution chart, Sampo Oyj ranks #448 out of 504 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Sampo Oyj has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does Sampo Oyj's EV-to-OCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sampo Oyj ranks #448 out of 504 companies for EV-to-OCF. This places Sampo Oyj in the lower half of its industry. The industry median EV-to-OCF is 6.87. Sampo Oyj's value of 26.56 is 286.9% above this benchmark. While the company's 10-year median is 16.89 vs. the industry median of 6.87, Sampo Oyj has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.87, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sampo Oyj's current EV-to-OCF of 26.56 is 286.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sampo Oyj's current EV-to-OCF is 26.56, which is 57% above median its own 10-year median of 16.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sampo Oyj stock overvalued right now?
Sampo Oyj (FRA:SMP) has a current EV-to-OCF of 26.56. The stock's GF Value™ is €9.18, compared to a current price of €9.26 — trading 0.9% above its estimated fair value. The current EV-to-OCF is 26.56, which is 57% above median its 10-year median of 16.89 and 286.9% above the Insurance industry median of 6.87. Sampo Oyj's overall GF Score™ is 84/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Sampo Oyj (FRA:SMP), the current EV-to-OCF is 26.56 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sampo Oyj (FRA:SMP) Overvalued in 2026?
Based on GuruFocus' analysis, Sampo Oyj stock appears to be overvalued.
The current stock price of €9.26 is trading 0.9% above its estimated GF Value™ of €9.18.
Key valuation signals for FRA:SMP:
EV-to-OCF: 26.56 (57% above median its 10-year median of 16.89)
GF Value™: €9.18 vs. price of €9.26 (0.9% above fair value)
Industry Position: 286.9% above the Insurance median (#448 of 504)
No single metric tells the full story. See the FRA:SMP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sampo is a leading Nordics-based insurer headquartered in Finland and listed in Helsinki. The company has operations in Denmark, Estonia, Finland, Norway, Lithuania, Latvia, and the United Kingdom. Sampo has four subsidiaries that mainly sell private insurance to retail customers. It is the largest property and casualty insurer in the Nordics. Headquartered in Sweden, and If also sells insurance in Denmark, Norway, and Finland. Topdanmark is a Danish property and casualty insurer focusing on personal lines insurance as well as agriculture and small and medium-size enterprises. Topdanmark has been rolled into the Nordics, and Hastings is a digital insurer that focuses on car, van, bike, and home insurance in the UK.
84GF Score
Get the complete analysis for FRA:SMP
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:SMP has been successfully added to your 
