Sampo Oyj (FRA:SMP) Long-Term Debt: €2,426 Mil (As of Mar. 2026)


FRA:SMP Sampo Oyj FRA:SMP
78 GF Score
Price €9.26
GF Value €9.59
! 2 Warning Signs
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What is Sampo Oyj Long-Term Debt?

Sampo Oyj FRA:SMP 78 Long-Term Debt is €2,426 Mil as of Mar. 2026. GuruFocus rates FRA:SMP with a GF Score™ of 78/100 and a GF Value™ of €9.59. The stock has 2 warning signs investors should review.

Sampo Oyj's Long-Term Debt for the quarter that ended in Mar. 2026 was €2,426 Mil.

Sampo Oyj's quarterly Long-Term Debt declined from Sep. 2025 (€2,621 Mil) to Dec. 2025 (€2,564 Mil) and declined from Dec. 2025 (€2,564 Mil) to Mar. 2026 (€2,426 Mil).

Sampo Oyj's annual Long-Term Debt increased from Dec. 2023 (€2,798 Mil) to Dec. 2024 (€2,949 Mil) but then declined from Dec. 2024 (€2,949 Mil) to Dec. 2025 (€2,564 Mil).

Sampo Oyj  (FRA:SMP) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Sampo Oyj Long-Term Debt Related Terms

Sampo Oyj Long-Term Debt Historical Data

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The historical data trend for Sampo Oyj's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sampo Oyj Long-Term Debt Chart

Sampo Oyj Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,016.00 3,385.00 2,798.00 2,949.00 2,564.00

Sampo Oyj Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,979.00 2,837.00 2,621.00 2,564.00 2,426.00
FRA:SMP
78GF Score
Sampo Oyj FRA:SMP
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €2,426 Mil mean?
Sampo Oyj (FRA:SMP) has a Long-Term Debt of €2,426 Mil as of Mar. 2026.
Is Sampo Oyj's Long-Term Debt too high?
Sampo Oyj's current Long-Term Debt is €2,426 Mil. Overall, Sampo Oyj has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does Sampo Oyj's Long-Term Debt compare to BRK.A and AIG?
Sampo Oyj's Long-Term Debt of €2,426 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Insurance company?
A good Long-Term Debt depends on the Insurance industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Sampo Oyj's current Long-Term Debt is €2,426 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sampo Oyj stock overvalued right now?
Sampo Oyj (FRA:SMP) has a current Long-Term Debt of €2,426 Mil. The stock's GF Value™ is €9.59, compared to a current price of €9.26 — trading 3.4% below its estimated fair value. The current Long-Term Debt is €2,426 Mil. Sampo Oyj's overall GF Score™ is 78/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Sampo Oyj (FRA:SMP), the current Long-Term Debt is €2,426 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sampo Oyj (FRA:SMP) Overvalued in 2026?

Based on GuruFocus' analysis, Sampo Oyj stock appears to be undervalued. The current stock price of €9.26 is trading 3.4% below its estimated GF Value™ of €9.59.

Key valuation signals for FRA:SMP:

  • Long-Term Debt: €2,426 Mil
  • GF Value™: €9.59 vs. price of €9.26 (3.4% below fair value)
  • GF Score™: 78/100 with 2 warning signs

No single metric tells the full story. See the FRA:SMP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sampo Oyj Business Description

Address Fabianinkatu 21, Helsinki, FIN, 00130
Sampo is a leading Nordics-based insurer headquartered in Finland and listed in Helsinki. The company has operations in Denmark, Estonia, Finland, Norway, Lithuania, Latvia, and the United Kingdom. Sampo has four subsidiaries that mainly sell private insurance to retail customers. It is the largest property and casualty insurer in the Nordics. Headquartered in Sweden, and If also sells insurance in Denmark, Norway, and Finland. Topdanmark is a Danish property and casualty insurer focusing on personal lines insurance as well as agriculture and small and medium-size enterprises. Topdanmark has been rolled into the Nordics, and Hastings is a digital insurer that focuses on car, van, bike, and home insurance in the UK.
78GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€9.26
Price
€9.59
GF Value