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FIMBankMAL:FIM 20 3-Year EPS without NRI Growth Rate is 59.10% as of Jun. 2026. GuruFocus rates MAL:FIM with a GF Score™ of 20/100 and a GF Value™ of $0.19 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 429 Credit Services companies, FIMBank ranks better than 86.01% on this metric.
During the past 3 years, the average EPS without NRI Growth Rate was 59.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of FIMBank was 74.40% per year. The lowest was -52.60% per year. And the median was -21.20% per year.
FIMBank (MAL:FIM) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
FIMBank 3-Year EPS without NRI Growth Rate Related Terms
MAL:FIM vs V, MA, AXP: 3-Year EPS without NRI Growth Rate Comparison
For the Credit Services subindustry, FIMBank's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FIMBank 3-Year EPS without NRI Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, FIMBank's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where FIMBank's 3-Year EPS without NRI Growth Rate falls into.
FIMBank 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 59.10% mean?
FIMBank (MAL:FIM) has a 3-Year EPS without NRI Growth Rate of 59.10% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for FIMBank and its competitors. According to the industry distribution chart, FIMBank ranks #60 out of 429 companies in the Credit Services industry, placing it in the top 14%.
Is FIMBank's 3-Year EPS without NRI Growth Rate too high?
FIMBank's current 3-Year EPS without NRI Growth Rate is 59.10%. The Credit Services industry median 3-Year EPS without NRI Growth Rate is 11.70. FIMBank's value of 59.10% is 405.1% above this industry median. Based on the distribution chart, FIMBank ranks #60 out of 429 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, FIMBank has a GF Score™ of 20/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FIMBank's 3-Year EPS without NRI Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, FIMBank ranks #60 out of 429 companies for 3-Year EPS without NRI Growth Rate. This places FIMBank in the top 14% of its industry — outperforming the majority of peers. The industry median 3-Year EPS without NRI Growth Rate is 11.70. FIMBank's value of 59.10% is 405.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Credit Services company?
The median 3-Year EPS without NRI Growth Rate among Credit Services companies is 11.70, based on 429 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FIMBank's current 3-Year EPS without NRI Growth Rate of 59.10% is 405.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for FIMBank and its competitors. For the Credit Services industry, the median 3-Year EPS without NRI Growth Rate is 11.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FIMBank's current 3-Year EPS without NRI Growth Rate is 59.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FIMBank stock overvalued right now?
Based on GuruFocus' analysis, FIMBank (MAL:FIM) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.19, compared to a current price of $0.31 — trading 63.2% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 59.10% and 405.1% above the Credit Services industry median of 11.70. FIMBank's overall GF Score™ is 20/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For FIMBank (MAL:FIM), the current 3-Year EPS without NRI Growth Rate is 59.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FIMBank (MAL:FIM) Overvalued in 2026?
Based on GuruFocus' analysis, FIMBank stock appears to be overvalued.
The current stock price of $0.31 is trading 63.2% above its estimated GF Value™ of $0.19.
GuruFocus considers FIMBank to be Significantly Overvalued.
Key valuation signals for MAL:FIM:
3-Year EPS without NRI Growth Rate: 59.10%
GF Value™: $0.19 vs. price of $0.31 (63.2% above fair value)
Industry Position: 405.1% above the Credit Services median (#60 of 429)
No single metric tells the full story. See the MAL:FIM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FIMBank PLC is a finance company that is active in providing international trade finance and acts as an intermediary to other financial institutions for international settlements, real estate financing, factoring, and loan syndications. The company provides solutions through its five business segments of Trade Finance, Forfaiting, Factoring, Treasury, and Real Estate; out of which key revenues are derived from the Forfaiting segment. The company has a business presence in Malta, India, Turkey, Cote d'Ivoire and other countries.
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