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FCF Margin % is calculated as Free Cash Flow divided by its Revenue. FIMBank's Free Cash Flow for the
six
months ended in Dec. 2025 was $9.11 Mil. FIMBank's Revenue for the
six
months ended in Dec. 2025 was $20.96 Mil. Therefore, FIMBank's FCF Margin % for the quarter that ended in Dec. 2025 was 43.43%.
The historical rank and industry rank for FIMBank's FCF Margin % or its related term are showing as below:
MAL:FIM'
s FCF Margin % Range Over the Past 10 Years
Min: -552.06 Med: -6.27 Max: 398.68
Current: -128.55
During the past 13 years, the highest FCF Margin % of FIMBank was 398.68%. The lowest was -552.06%. And the median was -6.27%.
MAL:FIM's FCF Margin % is ranked worse than 85.12% of 531
companies
in the Credit Services industry
Industry Median: 0.24
vs MAL:FIM: -128.55
FIMBank FCF Margin % Related Terms
FIMBank FCF Margin % Historical Data
* Premium members only.
The historical data trend for FIMBank's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, FIMBank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FIMBank FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, FIMBank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where FIMBank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FIMBank (MAL:FIM) has a FCF Margin % of 43.43% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on FIMBank and its competitors. According to the industry distribution chart, FIMBank ranks #452 out of 531 companies in the Credit Services industry, placing it in the top 85.1%.
Is FIMBank's FCF Margin % too high?
FIMBank's current FCF Margin % is 43.43%. The Credit Services industry median FCF Margin % is 0.24. FIMBank's value of 43.43% is 17995.8% above this industry median. Based on the distribution chart, FIMBank ranks #452 out of 531 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, FIMBank has a GF Score™ of 24/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does FIMBank's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, FIMBank ranks #452 out of 531 companies for FCF Margin %. This places FIMBank in the lower half of its industry. The industry median FCF Margin % is 0.24. FIMBank's value of 43.43% is 17995.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.24, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FIMBank's current FCF Margin % of 43.43% is 17995.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on FIMBank and its competitors. For the Credit Services industry, the median FCF Margin % is 0.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FIMBank's current FCF Margin % is 43.43%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FIMBank stock overvalued right now?
Based on GuruFocus' analysis, FIMBank (MAL:FIM) is currently considered Fairly Valued. The stock's GF Value™ is $0.17, compared to a current price of $0.17 — trading right at its estimated fair value. The current FCF Margin % is 43.43% and 17995.8% above the Credit Services industry median of 0.24. FIMBank's overall GF Score™ is 24/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For FIMBank (MAL:FIM), the current FCF Margin % is 43.43% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FIMBank (MAL:FIM) Overvalued in 2026?
Based on GuruFocus' analysis, FIMBank stock appears to be undervalued.
The current stock price of $0.17 is trading 0% below its estimated GF Value™ of $0.17.
GuruFocus considers FIMBank to be Fairly Valued.
Key valuation signals for MAL:FIM:
FCF Margin %: 43.43%
GF Value™: $0.17 vs. price of $0.17 (0% below fair value)
Industry Position: 17995.8% above the Credit Services median (#452 of 531)
No single metric tells the full story. See the MAL:FIM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FIMBank PLC is a finance company that is active in providing international trade finance and acts as an intermediary to other financial institutions for international settlements, real estate financing, factoring, and loan syndications. The company provides solutions through its five business segments of Trade Finance, Forfaiting, Factoring, Treasury, and Real Estate; out of which key revenues are derived from the Forfaiting segment. The company has a business presence in Malta, India, Turkey, Cote d'Ivoire and other countries.
24GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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