Visa (MEX:V) 3-Year EPS without NRI Growth Rate: 15.20% (As of Jun. 2026) — 25% Below Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MEX:V Visa Inc MEX:V
99 GF Score
Price MXN6,360.87
GF Value MXN7,201.87
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Visa 3-Year EPS without NRI Growth Rate?

Visa MEX:V +0.47% 99 3-Year EPS without NRI Growth Rate is 15.20% as of Jun. 2026, which is 25% below its 10-year median of 20.40. GuruFocus rates MEX:V with a GF Score™ of 99/100 and a GF Value™ of MXN7,201.87 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 427 Credit Services companies, Visa ranks better than 55.5% on this metric.

Visa's EPS without NRI for the three months ended in Jun. 2026 was MXN57.93.

During the past 12 months, Visa's average EPS without NRI Growth Rate was 14.10% per year. During the past 3 years, the average EPS without NRI Growth Rate was 15.20% per year. During the past 5 years, the average EPS without NRI Growth Rate was 18.20% per year. During the past 10 years, the average EPS without NRI Growth Rate was 16.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Visa was 66.40% per year. The lowest was 8.90% per year. And the median was 20.40% per year.


Visa  (MEX:V) 3-Year EPS without NRI Growth Rate Explanation

EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.


Visa 3-Year EPS without NRI Growth Rate Related Terms


MEX:V vs MA, AXP, COF: 3-Year EPS without NRI Growth Rate Comparison

For the Credit Services subindustry, Visa's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Visa 3-Year EPS without NRI Growth Rate vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Visa's 3-Year EPS without NRI Growth Rate distribution charts can be found below:

* The bar in red indicates where Visa's 3-Year EPS without NRI Growth Rate falls into.


MEX:V
99GF Score
Visa Inc MEX:V
3-Year EPS without NRI Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Visa 3-Year EPS without NRI Growth Rate Calculation

This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

What does a 3-Year EPS without NRI Growth Rate of 15.20% mean?
Visa (MEX:V) has a 3-Year EPS without NRI Growth Rate of 15.20% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Visa and its competitors. This is 25% below median its historical median of 20.40. Over the past decade, Visa's 3-Year EPS without NRI Growth Rate has ranged from 8.90 to 66.40. According to the industry distribution chart, Visa ranks #190 out of 427 companies in the Credit Services industry, placing it in the top 44.5%.
Is Visa's 3-Year EPS without NRI Growth Rate too high?
Visa's current 3-Year EPS without NRI Growth Rate of 15.20% is 25% below median its 10-year median of 20.40. Over the past 10 years, this metric has ranged from a low of 8.90 to a high of 66.40. The Credit Services industry median 3-Year EPS without NRI Growth Rate is 11.40. Visa's value of 15.20% is 33.3% above this industry median. Based on the distribution chart, Visa ranks #190 out of 427 companies in the Credit Services industry, which is above the industry midpoint. Overall, Visa has a GF Score™ of 99/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Visa's 3-Year EPS without NRI Growth Rate compare to MA and AXP?
According to the Credit Services industry distribution chart, Visa ranks #190 out of 427 companies for 3-Year EPS without NRI Growth Rate. This puts Visa in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 11.40. Visa's value of 15.20% is 33.3% above this benchmark. Historically, Visa's own 3-Year EPS without NRI Growth Rate has ranged from 8.90 to 66.40 over the past decade. While the company's 10-year median is 20.40 vs. the industry median of 11.40, Visa has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Credit Services company?
The median 3-Year EPS without NRI Growth Rate among Credit Services companies is 11.40, based on 427 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Visa's current 3-Year EPS without NRI Growth Rate of 15.20% is 33.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Visa and its competitors. For the Credit Services industry, the median 3-Year EPS without NRI Growth Rate is 11.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Visa's current 3-Year EPS without NRI Growth Rate is 15.20%, which is 25% below median its own 10-year median of 20.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Visa stock overvalued right now?
Based on GuruFocus' analysis, Visa (MEX:V) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN7,201.87, compared to a current price of MXN6,360.87 — trading 11.7% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 15.20%, which is 25% below median its 10-year median of 20.40 and 33.3% above the Credit Services industry median of 11.40. Visa's overall GF Score™ is 99/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Visa (MEX:V), the current 3-Year EPS without NRI Growth Rate is 15.20% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Visa (MEX:V) Overvalued in 2026?

Based on GuruFocus' analysis, Visa stock appears to be undervalued. The current stock price of MXN6,360.87 is trading 11.7% below its estimated GF Value™ of MXN7,201.87. GuruFocus considers Visa to be Modestly Undervalued.

Key valuation signals for MEX:V:

  • 3-Year EPS without NRI Growth Rate: 15.20% (25% below median its 10-year median of 20.40)
  • GF Value™: MXN7,201.87 vs. price of MXN6,360.87 (11.7% below fair value)
  • GF Score™: 99/100 with 4 warning signs
  • Industry Position: 33.3% above the Credit Services median (#190 of 427)

No single metric tells the full story. See the MEX:V stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Visa Business Description

Address P.O. Box 8999, San Francisco, CA, USA, 94128-8999
Visa is the largest payment processor in the world. In fiscal 2025, it processed almost $17 trillion in total volume. Visa operates in over 200 countries and processes transactions in over 160 currencies. Its systems are capable of processing over 65,000 transactions per second.
99GF Score

Get the complete analysis for MEX:V

3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN6,360.87
Price
MXN7,201.87
GF Value