VisaMEX:V +1.46%99 Interest Coverage is 42.49 as of Mar. 2026, which is 42% above its 10-year median of 29.85. GuruFocus rates MEX:V with a GF Score™ of 99/100 and a GF Value™ of MXN7,333.77 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 163 Credit Services companies, Visa ranks worse than 51.53% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Visa's
Operating Income
for the
three
months ended in Mar. 2026 was MXN136,381 Mil. Visa's Interest Expense for the
three
months ended in Mar. 2026 was MXN-3,210 Mil.
Visa's interest coverage for the quarter that ended in Mar. 2026 was 42.49.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Visa's Interest Coverage or its related term are showing as below:
MEX:V'
s Interest Coverage Range Over the Past 10 Years
Min: 21.6 Med: 29.85 Max: 46.46
Current: 46.46
MEX:V's Interest Coverage is ranked worse than 51.53% of 163
companies
in the Credit Services industry
Industry Median: 47.86
vs MEX:V: 46.46
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Visa Interest Coverage Related Terms
Visa Interest Coverage Historical Data
* Premium members only.
The historical data trend for Visa's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
MEX:V vs MA, AXP, COF: Interest Coverage Comparison
For the Credit Services subindustry, Visa's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Visa Interest Coverage vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Visa's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Visa's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Visa (MEX:V) has a Interest Coverage of 42.49 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Visa and its competitors. This is 42% above median its historical median of 29.85. Over the past decade, Visa's Interest Coverage has ranged from 21.60 to 46.46. According to the industry distribution chart, Visa ranks #84 out of 163 companies in the Credit Services industry, placing it in the top 51.5%.
Is Visa's Interest Coverage too high?
Visa's current Interest Coverage of 42.49 is 42% above median its 10-year median of 29.85. Over the past 10 years, this metric has ranged from a low of 21.60 to a high of 46.46. The Credit Services industry median Interest Coverage is 47.86. Visa's value of 42.49 is 11.2% below this industry median. Based on the distribution chart, Visa ranks #84 out of 163 companies in the Credit Services industry, which is below the industry midpoint. Overall, Visa has a GF Score™ of 99/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Visa's Interest Coverage compare to MA and AXP?
According to the Credit Services industry distribution chart, Visa ranks #84 out of 163 companies for Interest Coverage. This places Visa in the lower half of its industry. The industry median Interest Coverage is 47.86. Visa's value of 42.49 is 11.2% below this benchmark. Historically, Visa's own Interest Coverage has ranged from 21.60 to 46.46 over the past decade. While the company's 10-year median is 29.85 vs. the industry median of 47.86, Visa has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Credit Services company?
The median Interest Coverage among Credit Services companies is 47.86, based on 163 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Visa's current Interest Coverage of 42.49 is 11.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Visa and its competitors. For the Credit Services industry, the median Interest Coverage is 47.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Visa's current Interest Coverage is 42.49, which is 42% above median its own 10-year median of 29.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Visa stock overvalued right now?
Based on GuruFocus' analysis, Visa (MEX:V) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN7,333.77, compared to a current price of MXN5,859.36 — trading 20.1% below its estimated fair value. The current Interest Coverage is 42.49, which is 42% above median its 10-year median of 29.85 and 11.2% below the Credit Services industry median of 47.86. Visa's overall GF Score™ is 99/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Visa (MEX:V), the current Interest Coverage is 42.49 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Visa (MEX:V) Overvalued in 2026?
Based on GuruFocus' analysis, Visa stock appears to be undervalued.
The current stock price of MXN5,859.36 is trading 20.1% below its estimated GF Value™ of MXN7,333.77.
GuruFocus considers Visa to be Modestly Undervalued.
Key valuation signals for MEX:V:
Interest Coverage: 42.49 (42% above median its 10-year median of 29.85)
GF Value™: MXN7,333.77 vs. price of MXN5,859.36 (20.1% below fair value)
Industry Position: 11.2% below the Credit Services median (#84 of 163)
No single metric tells the full story. See the MEX:V stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Visa is the largest payment processor in the world. In fiscal 2025, it processed almost $17 trillion in total volume. Visa operates in over 200 countries and processes transactions in over 160 currencies. Its systems are capable of processing over 65,000 transactions per second.
99GF Score
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