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Eastern BanksharesSTU:EB0 73 3-Year EPS without NRI Growth Rate is 8.80% as of Jun. 2026, which is 41% below its 10-year median of 14.90. GuruFocus rates STU:EB0 with a GF Score™ of 73/100 and a GF Value™ of €23.63 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,402 Banks companies, Eastern Bankshares ranks better than 53.21% on this metric.
During the past 12 months, Eastern Bankshares's average EPS without NRI Growth Rate was 25.90% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 8.80% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 15.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 8 years, the highest 3-Year average EPS without NRI Growth Rate of Eastern Bankshares was 20.50% per year. The lowest was 3.40% per year. And the median was 14.90% per year.
Eastern Bankshares (STU:EB0) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Eastern Bankshares 3-Year EPS without NRI Growth Rate Related Terms
STU:EB0 vs FINN, TFSL, OZK: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, Eastern Bankshares's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Eastern Bankshares 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Eastern Bankshares's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Eastern Bankshares's 3-Year EPS without NRI Growth Rate falls into.
Eastern Bankshares 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 8.80% mean?
Eastern Bankshares (STU:EB0) has a 3-Year EPS without NRI Growth Rate of 8.80% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Eastern Bankshares and its competitors. This is 41% below median its historical median of 14.90. Over the past decade, Eastern Bankshares' 3-Year EPS without NRI Growth Rate has ranged from 3.40 to 20.50. According to the industry distribution chart, Eastern Bankshares ranks #656 out of 1402 companies in the Banks industry, placing it in the top 46.8%.
Is Eastern Bankshares' 3-Year EPS without NRI Growth Rate too high?
Eastern Bankshares' current 3-Year EPS without NRI Growth Rate of 8.80% is 41% below median its 10-year median of 14.90. Over the past 10 years, this metric has ranged from a low of 3.40 to a high of 20.50. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.60. Eastern Bankshares' value of 8.80% is 15.8% above this industry median. Based on the distribution chart, Eastern Bankshares ranks #656 out of 1402 companies in the Banks industry, which is above the industry midpoint. Overall, Eastern Bankshares has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Eastern Bankshares' 3-Year EPS without NRI Growth Rate compare to FINN and TFSL?
According to the Banks industry distribution chart, Eastern Bankshares ranks #656 out of 1402 companies for 3-Year EPS without NRI Growth Rate. This puts Eastern Bankshares in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.60. Eastern Bankshares' value of 8.80% is 15.8% above this benchmark. Historically, Eastern Bankshares' own 3-Year EPS without NRI Growth Rate has ranged from 3.40 to 20.50 over the past decade. While the company's 10-year median is 14.90 vs. the industry median of 7.60, Eastern Bankshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.60, based on 1,402 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eastern Bankshares's current 3-Year EPS without NRI Growth Rate of 8.80% is 15.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Eastern Bankshares and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eastern Bankshares's current 3-Year EPS without NRI Growth Rate is 8.80%, which is 41% below median its own 10-year median of 14.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eastern Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Eastern Bankshares (STU:EB0) is currently considered Modestly Undervalued. The stock's GF Value™ is €23.63, compared to a current price of €18.60 — trading 21.3% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 8.80%, which is 41% below median its 10-year median of 14.90 and 15.8% above the Banks industry median of 7.60. Eastern Bankshares' overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Eastern Bankshares (STU:EB0), the current 3-Year EPS without NRI Growth Rate is 8.80% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Eastern Bankshares (STU:EB0) Overvalued in 2026?
Based on GuruFocus' analysis, Eastern Bankshares stock appears to be undervalued.
The current stock price of €18.60 is trading 21.3% below its estimated GF Value™ of €23.63.
GuruFocus considers Eastern Bankshares to be Modestly Undervalued.
Key valuation signals for STU:EB0:
3-Year EPS without NRI Growth Rate: 8.80% (41% below median its 10-year median of 14.90)
GF Value™: €23.63 vs. price of €18.60 (21.3% below fair value)
Industry Position: 15.8% above the Banks median (#656 of 1402)
No single metric tells the full story. See the STU:EB0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Eastern Bankshares Inc is a commercial bank that caters its products and services to retail, commercial, and small business customers. Its diversified products and services include lending, deposit, wealth management, and insurance products. The company has one operating segment: Banking business, which offers a range of banking, lending, savings, and small business offerings, and its wealth management and trust operations.
73GF Score
Get the complete analysis for STU:EB0
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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