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Eastern BanksharesSTU:EB0 -0.50%73 EV-to-OCF is 14.46 as of Aug. 03, 2026, which is 38% above its 10-year median of 10.50. GuruFocus rates STU:EB0 with a GF Score™ of 73/100 and a GF Value™ of €23.90 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 1,499 Banks companies, Eastern Bankshares ranks worse than 80.25% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Eastern Bankshares's Enterprise Value is €4,654.7 Mil.
Eastern Bankshares's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was €322.0 Mil. Therefore, Eastern Bankshares's EV-to-OCF for today is 14.46.
The historical rank and industry rank for Eastern Bankshares's EV-to-OCF or its related term are showing as below:
STU:EB0'
s EV-to-OCF Range Over the Past 10 Years
Min: 1.57 Med: 10.5 Max: 23.69
Current: 14.28
During the past 8 years, the highest EV-to-OCF of Eastern Bankshares was 23.69. The lowest was 1.57. And the median was 10.50.
STU:EB0's EV-to-OCF is ranked worse than 80.25% of 1499
companies
in the Banks industry
Industry Median: 3.98
vs STU:EB0: 14.28
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Eastern Bankshares's PE Ratio (TTM) for today is calculated as:
Eastern Bankshares's share price for today is €19.90.
Eastern Bankshares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1.513.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Eastern Bankshares EV-to-OCF Related Terms
Eastern Bankshares EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Eastern Bankshares's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Eastern Bankshares's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Eastern Bankshares EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Eastern Bankshares's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Eastern Bankshares's EV-to-OCF falls into.
Eastern Bankshares's current Enterprise Value is €4,654.7 Mil.
Eastern Bankshares's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €322.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Eastern Bankshares (STU:EB0) has a EV-to-OCF of 14.46 as of Aug. 03, 2026. This is 38% above median its historical median of 10.50. Over the past decade, Eastern Bankshares' EV-to-OCF has ranged from 1.57 to 23.69. According to the industry distribution chart, Eastern Bankshares ranks #1203 out of 1499 companies in the Banks industry, placing it in the top 80.3%.
Is Eastern Bankshares' EV-to-OCF too high?
Eastern Bankshares' current EV-to-OCF of 14.46 is 38% above median its 10-year median of 10.50. Over the past 10 years, this metric has ranged from a low of 1.57 to a high of 23.69. The Banks industry median EV-to-OCF is 3.98. Eastern Bankshares' value of 14.46 is 263.3% above this industry median. Based on the distribution chart, Eastern Bankshares ranks #1203 out of 1499 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Eastern Bankshares has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Eastern Bankshares' EV-to-OCF compare to FINN and TFSL?
According to the Banks industry distribution chart, Eastern Bankshares ranks #1203 out of 1499 companies for EV-to-OCF. This places Eastern Bankshares in the lower half of its industry. The industry median EV-to-OCF is 3.98. Eastern Bankshares' value of 14.46 is 263.3% above this benchmark. Historically, Eastern Bankshares' own EV-to-OCF has ranged from 1.57 to 23.69 over the past decade. While the company's 10-year median is 10.50 vs. the industry median of 3.98, Eastern Bankshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.98, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eastern Bankshares's current EV-to-OCF of 14.46 is 263.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eastern Bankshares's current EV-to-OCF is 14.46, which is 38% above median its own 10-year median of 10.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eastern Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Eastern Bankshares (STU:EB0) is currently considered Modestly Undervalued. The stock's GF Value™ is €23.90, compared to a current price of €19.90 — trading 16.7% below its estimated fair value. The current EV-to-OCF is 14.46, which is 38% above median its 10-year median of 10.50 and 263.3% above the Banks industry median of 3.98. Eastern Bankshares' overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Eastern Bankshares (STU:EB0), the current EV-to-OCF is 14.46 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Eastern Bankshares (STU:EB0) Overvalued in 2026?
Based on GuruFocus' analysis, Eastern Bankshares stock appears to be undervalued.
The current stock price of €19.90 is trading 16.7% below its estimated GF Value™ of €23.90.
GuruFocus considers Eastern Bankshares to be Modestly Undervalued.
Key valuation signals for STU:EB0:
EV-to-OCF: 14.46 (38% above median its 10-year median of 10.50)
GF Value™: €23.90 vs. price of €19.90 (16.7% below fair value)
Industry Position: 263.3% above the Banks median (#1203 of 1499)
No single metric tells the full story. See the STU:EB0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Eastern Bankshares Inc is a commercial bank that caters its products and services to retail, commercial, and small business customers. Its diversified products and services include lending, deposit, wealth management, and insurance products. The company has one operating segment: Banking business, which offers a range of banking, lending, savings, and small business offerings, and its wealth management and trust operations.
73GF Score
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