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Progressive's EPS (Basic) for the
three
months ended in Jun. 2026 was $5.68.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Jun. 2026 was $19.99.
Progressive's EPS without NRI for the
three
months ended in Jun. 2026 was $5.67.
Its EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 was $19.94.
During the past 12 months, Progressive's average EPS without NRIGrowth Rate was 12.30% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 135.10% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 24.70% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 19.60% per year.
During the past 13 years, Progressive's highest 3-Year average EPS without NRI Growth Rate was 201.30% per year. The lowest was -51.00% per year. And the median was 12.60% per year.
Progressive (LTS:0KOC) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Progressive Earnings per Share (Diluted) Related Terms
Progressive Earnings per Share (Diluted) Historical Data
* Premium members only.
The historical data trend for Progressive's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LTS:0KOC vs CB, TRV, ALL: Earnings per Share (Diluted) Comparison
For the Insurance - Property & Casualty subindustry, Progressive's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Progressive PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Progressive's PE Ratio distribution charts can be found below:
* The bar in red indicates where Progressive's PE Ratio falls into.
Progressive Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Progressive's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $19.94
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $19.94 mean?
Progressive (LTS:0KOC) has a Earnings per Share (Diluted) of $19.94 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Progressive and its competitors. According to the industry distribution chart, Progressive ranks #16 out of 400 companies in the Insurance industry, placing it in the top 4%.
Is Progressive's Earnings per Share (Diluted) too high?
Progressive's current Earnings per Share (Diluted) is $19.94. The Insurance industry median Earnings per Share (Diluted) is 16.35. Progressive's value of $19.94 is 22% above this industry median. Based on the distribution chart, Progressive ranks #16 out of 400 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Progressive has a GF Score™ of 86/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Progressive's Earnings per Share (Diluted) compare to CB and TRV?
According to the Insurance industry distribution chart, Progressive ranks #16 out of 400 companies for Earnings per Share (Diluted). This places Progressive in the top 4% of its industry — outperforming the majority of peers. The industry median Earnings per Share (Diluted) is 16.35. Progressive's value of $19.94 is 22% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for an Insurance company?
The median Earnings per Share (Diluted) among Insurance companies is 16.35, based on 400 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Progressive's current Earnings per Share (Diluted) of $19.94 is 22% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Progressive and its competitors. For the Insurance industry, the median Earnings per Share (Diluted) is 16.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Progressive's current Earnings per Share (Diluted) is $19.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Progressive stock overvalued right now?
Based on GuruFocus' analysis, Progressive (LTS:0KOC) is currently considered Modestly Undervalued. The stock's GF Value™ is $274.28, compared to a current price of $216.28 — trading 21.1% below its estimated fair value. The current Earnings per Share (Diluted) is $19.94 and 22% above the Insurance industry median of 16.35. Progressive's overall GF Score™ is 86/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Progressive (LTS:0KOC), the current Earnings per Share (Diluted) is $19.94 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Progressive (LTS:0KOC) Overvalued in 2026?
Based on GuruFocus' analysis, Progressive stock appears to be undervalued.
The current stock price of $216.28 is trading 21.1% below its estimated GF Value™ of $274.28.
GuruFocus considers Progressive to be Modestly Undervalued.
Key valuation signals for LTS:0KOC:
Earnings per Share (Diluted): $19.94
GF Value™: $274.28 vs. price of $216.28 (21.1% below fair value)
Industry Position: 22% above the Insurance median (#16 of 400)
No single metric tells the full story. See the LTS:0KOC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Progressive underwrites private and commercial auto insurance and specialty lines; it has almost 27 million personal auto policies in force and is one of the largest auto insurers in the United States. Progressive markets its policies through independent insurance agencies in the US and Canada and directly via the internet and telephone. Its premiums are split between the agent and the direct channel. The company also offers commercial auto policies and entered homeowners insurance through an acquisition in 2015.
86GF Score
Get the complete analysis for LTS:0KOC
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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