Progressive (LTS:0KOC) GF Value Rank: 8 (As of Aug. 01, 2026) — 60% Above Median

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0KOC Progressive Corp LTS:0KOC
87 GF Score
Price $212.77
GF Value $273.61
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Progressive GF Value Rank?

Progressive LTS:0KOC +0.09% 87 GF Value Rank is 8 as of Aug. 01, 2026, which is 60% above its 10-year median of 5.00. GuruFocus rates LTS:0KOC with a GF Score™ of 87/100 and a GF Value™ of $273.61 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Progressive has the GF Value Rank of 8.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Progressive GF Value Rank Related Terms

LTS:0KOC vs CB, TRV, ALL: GF Value Rank Comparison

For the Insurance - Property & Casualty subindustry, Progressive's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Progressive GF Value Rank vs Insurance Industry

For the Insurance industry and Financial Services sector, Progressive's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Progressive's GF Value Rank falls into.


LTS:0KOC
87GF Score
Progressive Corp LTS:0KOC
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 8 mean?
Progressive (LTS:0KOC) has a GF Value Rank of 8 as of Aug. 01, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Progressive and its competitors. This is 60% above median its historical median of 5.00. Over the past decade, Progressive's GF Value Rank has ranged from 1.00 to 10.00.
Is Progressive's GF Value Rank too high?
Progressive's current GF Value Rank of 8 is 60% above median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Progressive has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Progressive's GF Value Rank compare to CB and TRV?
Progressive's GF Value Rank of 8 can be compared against companies in the Insurance industry. Historically, Progressive's own GF Value Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for an Insurance company?
A good GF Value Rank depends on the Insurance industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Progressive and its competitors. Progressive's current GF Value Rank is 8, which is 60% above median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Progressive stock overvalued right now?
Based on GuruFocus' analysis, Progressive (LTS:0KOC) is currently considered Modestly Undervalued. The stock's GF Value™ is $273.61, compared to a current price of $212.77 — trading 22.2% below its estimated fair value. The current GF Value Rank is 8, which is 60% above median its 10-year median of 5.00. Progressive's overall GF Score™ is 87/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Progressive (LTS:0KOC), the current GF Value Rank is 8 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Progressive (LTS:0KOC) Overvalued in 2026?

Based on GuruFocus' analysis, Progressive stock appears to be undervalued. The current stock price of $212.77 is trading 22.2% below its estimated GF Value™ of $273.61. GuruFocus considers Progressive to be Modestly Undervalued.

Key valuation signals for LTS:0KOC:

  • GF Value Rank: 8 (60% above median its 10-year median of 5.00)
  • GF Value™: $273.61 vs. price of $212.77 (22.2% below fair value)
  • GF Score™: 87/100 with 2 warning signs

No single metric tells the full story. See the LTS:0KOC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Progressive Business Description

Address 300 North Commons Boulevard, Mayfield Village, OH, USA, 44143
Progressive underwrites private and commercial auto insurance and specialty lines; it has almost 27 million personal auto policies in force and is one of the largest auto insurers in the United States. Progressive markets its policies through independent insurance agencies in the US and Canada and directly via the internet and telephone. Its premiums are split between the agent and the direct channel. The company also offers commercial auto policies and entered homeowners insurance through an acquisition in 2015.
87GF Score

Get the complete analysis for LTS:0KOC

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$212.77
Price
$273.61
GF Value