American International Group (CHIX:AINND) EBIT: €3,712 Mil (TTM As of Mar. 2026)


CHIX:AINND American International Group Inc CHIX:AINND
63 GF Score
Price €73.89
GF Value €90.75
! 2 Warning Signs
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What is American International Group EBIT?

American International Group CHIX:AINND 63 EBIT is €3,712 Mil as of Mar. 2026. GuruFocus rates CHIX:AINND with a GF Score™ of 63/100 and a GF Value™ of €90.75. The stock has 2 warning signs investors should review.

American International Group's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was €940 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was €3,712 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. American International Group's annualized ROC % for the quarter that ended in Mar. 2026 was 2.27%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. American International Group's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 8.13%.


American International Group  (CHIX:AINNd) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

American International Group's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=3761.02 * ( 1 - 22.7% )/( (127762.5419 + 128744.697)/ 2 )
=2907.26846/128253.61945
=2.27 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=137710.916 - 9140.362 - ( 1087.996 - 5% * 5599.678 )
=127762.5419

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=139734.695 - 10018.43 - ( 1257.71 - 5% * 5722.84 )
=128744.697

Note: The EBIT data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

American International Group's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=3712.443/45642.996
=8.13 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


American International Group EBIT Related Terms


American International Group EBIT Historical Data

* Premium members only.

The historical data trend for American International Group's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American International Group EBIT Chart

American International Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12,967.02 4,130.00 3,102.21 4,137.06 3,650.85

American International Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 973.10 1,425.35 692.68 654.16 940.26

CHIX:AINND vs HIG, ACGL, PLGO: EBIT Comparison

For the Insurance - Diversified subindustry, American International Group's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


American International Group EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, American International Group's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where American International Group's EV-to-EBIT falls into.


CHIX:AINND
63GF Score
American International Group Inc CHIX:AINND
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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American International Group EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €3,712 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of €3,712 Mil mean?
American International Group (CHIX:AINND) has a EBIT of €3,712 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on American International Group.
Is American International Group's EBIT too high?
American International Group's current EBIT is €3,712 Mil. Overall, American International Group has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does American International Group's EBIT compare to HIG and ACGL?
American International Group's EBIT of €3,712 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for an Insurance company?
A good EBIT depends on the Insurance industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on American International Group. American International Group's current EBIT is €3,712 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American International Group stock overvalued right now?
American International Group (CHIX:AINND) has a current EBIT of €3,712 Mil. The stock's GF Value™ is €90.75, compared to a current price of €73.89 — trading 18.6% below its estimated fair value. The current EBIT is €3,712 Mil. American International Group's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For American International Group (CHIX:AINND), the current EBIT is €3,712 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American International Group (CHIX:AINND) Overvalued in 2026?

Based on GuruFocus' analysis, American International Group stock appears to be undervalued. The current stock price of €73.89 is trading 18.6% below its estimated GF Value™ of €90.75.

Key valuation signals for CHIX:AINND:

  • EBIT: €3,712 Mil
  • GF Value™: €90.75 vs. price of €73.89 (18.6% below fair value)
  • GF Score™: 63/100 with 2 warning signs

No single metric tells the full story. See the CHIX:AINND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


American International Group Business Description

Address 1271 Avenue of the Americas, New York, NY, USA, 10020
American International Group is one of the largest insurance and financial services firms in the world and has a global footprint. It operates through a wide range of subsidiaries that provide property, casualty, and life insurance. The company recently spun off its life insurance operations (Corebridge), but still retains a minority stake.
63GF Score

Get the complete analysis for CHIX:AINND

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€73.89
Price
€90.75
GF Value