* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:AINND vs HIG, ACGL, PLGO: FCF Margin % Comparison
For the Insurance - Diversified subindustry, American International Group's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American International Group FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, American International Group's FCF Margin % distribution charts can be found below:
* The bar in red indicates where American International Group's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American International Group (CHIX:AINND) has a FCF Margin % of 2.34% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on American International Group and its competitors. This is 75% below median its historical median of 9.31. According to the industry distribution chart, American International Group ranks #198 out of 501 companies in the Insurance industry, placing it in the top 39.5%.
Is American International Group's FCF Margin % too high?
American International Group's current FCF Margin % of 2.34% is 75% below median its 10-year median of 9.31. The Insurance industry median FCF Margin % is 9.60. American International Group's value of 2.34% is 75.6% below this industry median. Based on the distribution chart, American International Group ranks #198 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, American International Group has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does American International Group's FCF Margin % compare to HIG and ACGL?
According to the Insurance industry distribution chart, American International Group ranks #198 out of 501 companies for FCF Margin %. This puts American International Group in the upper half of its industry. The industry median FCF Margin % is 9.60. American International Group's value of 2.34% is 75.6% below this benchmark. While the company's 10-year median is 9.31 vs. the industry median of 9.60, American International Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American International Group's current FCF Margin % of 2.34% is 75.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on American International Group and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American International Group's current FCF Margin % is 2.34%, which is 75% below median its own 10-year median of 9.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American International Group stock overvalued right now?
American International Group (CHIX:AINND) has a current FCF Margin % of 2.34%. The stock's GF Value™ is €91.25, compared to a current price of €73.89 — trading 19% below its estimated fair value. The current FCF Margin % is 2.34%, which is 75% below median its 10-year median of 9.31 and 75.6% below the Insurance industry median of 9.60. American International Group's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For American International Group (CHIX:AINND), the current FCF Margin % is 2.34% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is American International Group (CHIX:AINND) Overvalued in 2026?
Based on GuruFocus' analysis, American International Group stock appears to be undervalued.
The current stock price of €73.89 is trading 19% below its estimated GF Value™ of €91.25.
Key valuation signals for CHIX:AINND:
FCF Margin %: 2.34% (75% below median its 10-year median of 9.31)
GF Value™: €91.25 vs. price of €73.89 (19% below fair value)
Industry Position: 75.6% below the Insurance median (#198 of 501)
No single metric tells the full story. See the CHIX:AINND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
American International Group is one of the largest insurance and financial services firms in the world and has a global footprint. It operates through a wide range of subsidiaries that provide property, casualty, and life insurance. The company recently spun off its life insurance operations (Corebridge), but still retains a minority stake.
63GF Score
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