Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. American International Group's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.00.
The historical rank and industry rank for American International Group's Dividend Payout Ratio or its related term are showing as below:
During the past 13 years, the highest Dividend Payout Ratio of American International Group was 3.56. The lowest was 0.23. And the median was 0.40.
CHIX:AINNd's Dividend Payout Ratio is not ranked *
in the Insurance industry.
Industry Median: 0.38 * Ranked among companies with meaningful Dividend Payout Ratio only.
During the past 13 years, the highest Trailing Annual Dividend Yield of American International Group was 6.66%. The lowest was 1.79%. And the median was 2.24%.
During the past 12 months, American International Group's average Dividends Per Share Growth Rate was 12.50% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 11.00% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 6.60% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 4.60% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of American International Group was 85.70% per year. The lowest was 0.00% per year. And the median was 12.80% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
American International Group (CHIX:AINNd) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
American International Group Dividend Payout Ratio Related Terms
American International Group Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American International Group Dividend Payout Ratio Chart
CHIX:AINND vs HIG, ACGL, PLGO: Dividend Payout Ratio Comparison
For the Insurance - Diversified subindustry, American International Group's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American International Group Dividend Payout Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, American International Group's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where American International Group's Dividend Payout Ratio falls into.
American International Group Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
American International Group's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American International Group (CHIX:AINND) has a Dividend Payout Ratio of 0.00 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on American International Group and its competitors. Over the past decade, American International Group's Dividend Payout Ratio has ranged from 0.23 to 3.56. According to the industry distribution chart, American International Group ranks #88 out of 335 companies in the Insurance industry, placing it in the top 26.3%.
Is American International Group's Dividend Payout Ratio too high?
American International Group's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 3.56. Based on the distribution chart, American International Group ranks #88 out of 335 companies in the Insurance industry, which is above the industry midpoint. Overall, American International Group has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does American International Group's Dividend Payout Ratio compare to HIG and ACGL?
According to the Insurance industry distribution chart, American International Group ranks #88 out of 335 companies for Dividend Payout Ratio. This puts American International Group in the upper half of its industry. The industry median Dividend Payout Ratio is 0.38. Historically, American International Group's own Dividend Payout Ratio has ranged from 0.23 to 3.56 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 335 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on American International Group and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American International Group's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American International Group stock overvalued right now?
American International Group (CHIX:AINND) has a current Dividend Payout Ratio of 0.00. The stock's GF Value™ is €87.10, compared to a current price of €73.89 — trading 15.2% below its estimated fair value. The current Dividend Payout Ratio is 0.00. American International Group's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For American International Group (CHIX:AINND), the current Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is American International Group (CHIX:AINND) Overvalued in 2026?
Based on GuruFocus' analysis, American International Group stock appears to be undervalued.
The current stock price of €73.89 is trading 15.2% below its estimated GF Value™ of €87.10.
Key valuation signals for CHIX:AINND:
Dividend Payout Ratio: 0.00
GF Value™: €87.10 vs. price of €73.89 (15.2% below fair value)
No single metric tells the full story. See the CHIX:AINND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
American International Group is one of the largest insurance and financial services firms in the world and has a global footprint. It operates through a wide range of subsidiaries that provide property, casualty, and life insurance. The company recently spun off its life insurance operations (Corebridge), but still retains a minority stake.
61GF Score
Get the complete analysis for CHIX:AINND
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CHIX:AINND has been successfully added to your 
