The historical rank and industry rank for American International Group's Net Margin % or its related term are showing as below:
CHIX:AINNd'
s Net Margin % Range Over the Past 10 Years
Min: -13.56 Med: 3.36 Max: 34.12
Current: 11.88
CHIX:AINNd's Net Margin % is ranked better than 61.23% of 503
companies
in the Insurance industry
Industry Median: 9.29
vs CHIX:AINNd: 11.88
American International Group (CHIX:AINNd) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
American International Group Net Margin % Related Terms
American International Group Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:AINND vs HIG, ACGL, PLGO: Net Margin % Comparison
For the Insurance - Diversified subindustry, American International Group's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American International Group Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, American International Group's Net Margin % distribution charts can be found below:
* The bar in red indicates where American International Group's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American International Group (CHIX:AINND) has a Net Margin % of 11.53% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on American International Group and its competitors. This is 243% above median its historical median of 3.36. According to the industry distribution chart, American International Group ranks #195 out of 503 companies in the Insurance industry, placing it in the top 38.8%.
Is American International Group's Net Margin % too high?
American International Group's current Net Margin % of 11.53% is 243% above median its 10-year median of 3.36. The Insurance industry median Net Margin % is 9.29. American International Group's value of 11.53% is 24.1% above this industry median. Based on the distribution chart, American International Group ranks #195 out of 503 companies in the Insurance industry, which is above the industry midpoint. Overall, American International Group has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does American International Group's Net Margin % compare to HIG and ACGL?
According to the Insurance industry distribution chart, American International Group ranks #195 out of 503 companies for Net Margin %. This puts American International Group in the upper half of its industry. The industry median Net Margin % is 9.29. American International Group's value of 11.53% is 24.1% above this benchmark. While the company's 10-year median is 3.36 vs. the industry median of 9.29, American International Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American International Group's current Net Margin % of 11.53% is 24.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on American International Group and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American International Group's current Net Margin % is 11.53%, which is 243% above median its own 10-year median of 3.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American International Group stock overvalued right now?
American International Group (CHIX:AINND) has a current Net Margin % of 11.53%. The stock's GF Value™ is €90.75, compared to a current price of €73.89 — trading 18.6% below its estimated fair value. The current Net Margin % is 11.53%, which is 243% above median its 10-year median of 3.36 and 24.1% above the Insurance industry median of 9.29. American International Group's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For American International Group (CHIX:AINND), the current Net Margin % is 11.53% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is American International Group (CHIX:AINND) Overvalued in 2026?
Based on GuruFocus' analysis, American International Group stock appears to be undervalued.
The current stock price of €73.89 is trading 18.6% below its estimated GF Value™ of €90.75.
Key valuation signals for CHIX:AINND:
Net Margin %: 11.53% (243% above median its 10-year median of 3.36)
GF Value™: €90.75 vs. price of €73.89 (18.6% below fair value)
Industry Position: 24.1% above the Insurance median (#195 of 503)
No single metric tells the full story. See the CHIX:AINND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
American International Group is one of the largest insurance and financial services firms in the world and has a global footprint. It operates through a wide range of subsidiaries that provide property, casualty, and life insurance. The company recently spun off its life insurance operations (Corebridge), but still retains a minority stake.
63GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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