Eleving Group (FRA:OT8) EBIT: €86.4 Mil (TTM As of Mar. 2026)


FRA:OT8 Eleving Group SA FRA:OT8
15 GF Score
Price €1.62
! 3 Warning Signs
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What is Eleving Group EBIT?

Eleving Group FRA:OT8 +0.62% 15 EBIT is €86.4 Mil as of Mar. 2026. GuruFocus rates FRA:OT8 with a GF Score™ of 15/100. The stock has 3 warning signs investors should review.

Eleving Group's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was €35.0 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was €86.4 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Eleving Group's annualized ROC % for the quarter that ended in Mar. 2026 was 16.04%. Eleving Group's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 798.65%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Eleving Group's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 13.77%.

Eleving Group  (FRA:OT8) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Eleving Group's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=140 * ( 1 - 37.89% )/( (526.087 + 558.2)/ 2 )
=86.954/542.1435
=16.04 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=577.746 - 12.526 - ( 39.133 - max(0, 80.689 - 291.456+39.133))
=526.087

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=610 - 16.4 - ( 35.4 - max(0, 24.5 - 547.9+35.4))
=558.2

Note: The Operating Income data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

Eleving Group's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 is calculated as:

ROC (Joel Greenblatt) %(Q: Mar. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Dec. 2025  Q: Mar. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=140/( ( (16.59 + max(0.26900000000001, 0)) + (18.2 + max(-4.6, 0)) )/ 2 )
=140/( ( 16.859 + 18.2 )/ 2 )
=140/17.5295
=798.65 %

where Working Capital is:

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(4.636 + 2.068 + 23.846) - (12.526 + 0 + 17.755)
=0.26900000000001

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(5.4 + 7 + 7.5) - (16.4 + 0 + 8.1)
=-4.6

When net working capital is negative, 0 is used.

Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Eleving Group's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=86.431/627.561
=13.77 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Eleving Group EBIT Related Terms

Eleving Group EBIT Historical Data

* Premium members only.

The historical data trend for Eleving Group's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Eleving Group EBIT Chart

Eleving Group Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
54.70 71.68 73.21 76.59 75.53

Eleving Group Quarterly Data
Dec21 Dec22 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.10 27.20 25.40 -1.17 35.00

FRA:OT8 vs V, MA, AXP: EBIT Comparison

For the Credit Services subindustry, Eleving Group's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Eleving Group EV-to-EBIT vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Eleving Group's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Eleving Group's EV-to-EBIT falls into.


FRA:OT8
15GF Score
Eleving Group SA FRA:OT8
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Eleving Group EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €86.4 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of €86.4 Mil mean?
Eleving Group (FRA:OT8) has a EBIT of €86.4 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Eleving Group.
Is Eleving Group's EBIT too high?
Eleving Group's current EBIT is €86.4 Mil. Overall, Eleving Group has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does Eleving Group's EBIT compare to V and MA?
Eleving Group's EBIT of €86.4 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Credit Services company?
A good EBIT depends on the Credit Services industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Eleving Group. Eleving Group's current EBIT is €86.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eleving Group stock overvalued right now?
Eleving Group (FRA:OT8) has a current EBIT of €86.4 Mil. The current EBIT is €86.4 Mil. Eleving Group's overall GF Score™ is 15/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Eleving Group (FRA:OT8), the current EBIT is €86.4 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Eleving Group Business Description

Other Exchanges ELEVR:Latvia
Address 8-10 Avenue de la Gare, Luxembourg, LUX, L 1610
Eleving Group SA is a fintech company providing vehicle, device, and consumer lending solutions across both emerging and developed markets. The Group operates two core business lines: vehicle & device finance, offering car and motorcycle loans, car rent-to-own solutions, and smartphone financing, and consumer finance, which includes single-payment, instalment, and long-term unsecured loans. It has presence in around 17 markets across three continents, the Group focuses on expanding access to financial services, supporting financial inclusion, and promoting upward social mobility in underserved communities world-wide.
15GF Score

Get the complete analysis for FRA:OT8

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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