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Eleving GroupFRA:OT8 43 Interest Coverage is 2.19 as of Jun. 2026, which is 97% below its 10-year median of 63.93. GuruFocus rates FRA:OT8 with a GF Score™ of 43/100. The stock has 5 warning signs investors should review. Among 156 Credit Services companies, Eleving Group ranks worse than 641025% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Eleving Group's
Operating Income
for the
six
months ended in Jun. 2026 was €31.1 Mil. Eleving Group's Interest Expense for the
six
months ended in Jun. 2026 was €0.0 Mil.
Eleving Group's interest coverage for the quarter that ended in Jun. 2026 was 2.19.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Eleving Group's Interest Coverage or its related term are showing as below:
FRA:OT8's Interest Coverage is not ranked *
in the Credit Services industry.
Industry Median: 50.585 * Ranked among companies with meaningful Interest Coverage only.
Eleving Group (FRA:OT8) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Eleving Group Interest Coverage Related Terms
Eleving Group Interest Coverage Historical Data
* Premium members only.
The historical data trend for Eleving Group's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
FRA:OT8 vs V, MA, AXP: Interest Coverage Comparison
For the Credit Services subindustry, Eleving Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Eleving Group Interest Coverage vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Eleving Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Eleving Group's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
GuruFocus does not calculate Eleving Group's interest coverage with the available data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Eleving Group (FRA:OT8) has a Interest Coverage of 2.19 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Eleving Group and its competitors. This is 97% below median its historical median of 63.93. Over the past decade, Eleving Group's Interest Coverage has ranged from 9.60 to 78.89. According to the industry distribution chart, Eleving Group ranks #999999 out of 156 companies in the Credit Services industry.
Is Eleving Group's Interest Coverage too high?
Eleving Group's current Interest Coverage of 2.19 is 97% below median its 10-year median of 63.93. Over the past 10 years, this metric has ranged from a low of 9.60 to a high of 78.89. The Credit Services industry median Interest Coverage is 50.59. Eleving Group's value of 2.19 is 95.7% below this industry median. Based on the distribution chart, Eleving Group ranks #999999 out of 156 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Eleving Group has a GF Score™ of 43/100, reflecting its overall financial health beyond just this single metric.
How does Eleving Group's Interest Coverage compare to V and MA?
According to the Credit Services industry distribution chart, Eleving Group ranks #999999 out of 156 companies for Interest Coverage. This places Eleving Group in the lower half of its industry. The industry median Interest Coverage is 50.59. Eleving Group's value of 2.19 is 95.7% below this benchmark. Historically, Eleving Group's own Interest Coverage has ranged from 9.60 to 78.89 over the past decade. While the company's 10-year median is 63.93 vs. the industry median of 50.59, Eleving Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Credit Services company?
The median Interest Coverage among Credit Services companies is 50.59, based on 156 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eleving Group's current Interest Coverage of 2.19 is 95.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Eleving Group and its competitors. For the Credit Services industry, the median Interest Coverage is 50.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eleving Group's current Interest Coverage is 2.19, which is 97% below median its own 10-year median of 63.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eleving Group stock overvalued right now?
Eleving Group (FRA:OT8) has a current Interest Coverage of 2.19. The current Interest Coverage is 2.19, which is 97% below median its 10-year median of 63.93 and 95.7% below the Credit Services industry median of 50.59. Eleving Group's overall GF Score™ is 43/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Eleving Group (FRA:OT8), the current Interest Coverage is 2.19 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Eleving Group SA is a fintech company providing vehicle, device, and consumer lending solutions across both emerging and developed markets. The Group operates two core business lines: vehicle & device finance, offering car and motorcycle loans, car rent-to-own solutions, and smartphone financing, and consumer finance, which includes single-payment, instalment, and long-term unsecured loans. It has presence in around 17 markets across three continents, the Group focuses on expanding access to financial services, supporting financial inclusion, and promoting upward social mobility in underserved communities world-wide.
43GF Score
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