Primerica (FRA:PI7) EBIT: €882 Mil (TTM As of Mar. 2026)


FRA:PI7 Primerica Inc FRA:PI7
91 GF Score
Price €244.00
GF Value €260.31
! 3 Warning Signs
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What is Primerica EBIT?

Primerica FRA:PI7 91 EBIT is €882 Mil as of Mar. 2026. GuruFocus rates FRA:PI7 with a GF Score™ of 91/100 and a GF Value™ of €260.31. The stock has 3 warning signs investors should review.

Primerica's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was €221 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was €882 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Primerica's annualized ROC % for the quarter that ended in Mar. 2026 was 5.76%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Primerica's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 10.02%.


Primerica  (FRA:PI7) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Primerica's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=883.264 * ( 1 - 23.78% )/( (11685.9563 + 11694.41295)/ 2 )
=673.2238208/11690.184625
=5.76 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=12820.535 - 525.219 - ( 645.818 - 5% * 729.166 )
=11685.9563

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=12695.973 - 480.677 - ( 558.627 - 5% * 754.879 )
=11694.41295

Note: The EBIT data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Primerica's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=881.995/8805.067
=10.02 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Primerica EBIT Related Terms


Primerica EBIT Historical Data

* Premium members only.

The historical data trend for Primerica's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Primerica EBIT Chart

Primerica Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 596.62 704.12 732.07 920.89 852.74

Primerica Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 210.27 208.51 236.57 216.10 220.82

FRA:PI7 vs JXN, LNC, GL: EBIT Comparison

For the Insurance - Life subindustry, Primerica's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Primerica EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, Primerica's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Primerica's EV-to-EBIT falls into.


FRA:PI7
91GF Score
Primerica Inc FRA:PI7
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Primerica EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €882 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of €882 Mil mean?
Primerica (FRA:PI7) has a EBIT of €882 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Primerica.
Is Primerica's EBIT too high?
Primerica's current EBIT is €882 Mil. Overall, Primerica has a GF Score™ of 91/100, reflecting its overall financial health beyond just this single metric.
How does Primerica's EBIT compare to JXN and LNC?
Primerica's EBIT of €882 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for an Insurance company?
A good EBIT depends on the Insurance industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Primerica. Primerica's current EBIT is €882 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Primerica stock overvalued right now?
Primerica (FRA:PI7) has a current EBIT of €882 Mil. The stock's GF Value™ is €260.31, compared to a current price of €244.00 — trading 6.3% below its estimated fair value. The current EBIT is €882 Mil. Primerica's overall GF Score™ is 91/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Primerica (FRA:PI7), the current EBIT is €882 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Primerica (FRA:PI7) Overvalued in 2026?

Based on GuruFocus' analysis, Primerica stock appears to be undervalued. The current stock price of €244.00 is trading 6.3% below its estimated GF Value™ of €260.31.

Key valuation signals for FRA:PI7:

  • EBIT: €882 Mil
  • GF Value™: €260.31 vs. price of €244.00 (6.3% below fair value)
  • GF Score™: 91/100 with 3 warning signs

No single metric tells the full story. See the FRA:PI7 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Primerica Business Description

Other Exchanges PRI:USAPI7:Germany
Address 1 Primerica Parkway, Duluth, GA, USA, 30099
Primerica Inc is a provider of financial services to middle-income households in the United States and Canada. The company offers life insurance, mutual funds, annuities, and other financial products, distributed on behalf of third parties. Primerica has three main subsidiaries: Primerica Financial Services, a marketing company; Primerica Life Insurance Company, a principal life insurance underwriting entity; and PFS Investments, which offers investment and savings products, brokerage services, and registered investment advisory. It has three segments Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products. Geogriphically, it derives a majority of its revenue from the United States.
91GF Score

Get the complete analysis for FRA:PI7

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€244.00
Price
€260.31
GF Value