Primerica (FRA:PI7) Margin of Safety % (DCF Earnings Based): 61.96% (As of Jun. 24, 2026)


FRA:PI7 Primerica Inc FRA:PI7
91 GF Score
Price €244.00
GF Value €260.31
! 3 Warning Signs
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What is Primerica Margin of Safety % (DCF Earnings Based)?

Primerica FRA:PI7 91 Margin of Safety % (DCF Earnings Based) is 61.96% as of Jun. 24, 2026. GuruFocus rates FRA:PI7 with a GF Score™ of 91/100 and a GF Value™ of €260.31. The stock has 3 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-24), Primerica's Predictability Rank is 5-Stars. Primerica's intrinsic value calculated from the Discounted Earnings model is €641.44 and current share price is €244.00. Consequently,

Primerica's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 61.96%.

FRA:PI7 vs JXN, LNC, GL: Margin of Safety % (DCF Earnings Based) Comparison

For the Insurance - Life subindustry, Primerica's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Primerica Margin of Safety % (DCF Earnings Based) vs Insurance Industry

For the Insurance industry and Financial Services sector, Primerica's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Primerica's Margin of Safety % (DCF Earnings Based) falls into.


FRA:PI7
91GF Score
Primerica Inc FRA:PI7
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Primerica Margin of Safety % (DCF Earnings Based) Calculation

Primerica's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(641.44-244.00)/641.44
=61.96 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 61.96% mean?
Primerica (FRA:PI7) has a Margin of Safety % (DCF Earnings Based) of 61.96% as of Jun. 24, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Primerica.
Is Primerica's Margin of Safety % (DCF Earnings Based) too high?
Primerica's current Margin of Safety % (DCF Earnings Based) is 61.96%. Overall, Primerica has a GF Score™ of 91/100, reflecting its overall financial health beyond just this single metric.
How does Primerica's Margin of Safety % (DCF Earnings Based) compare to JXN and LNC?
Primerica's Margin of Safety % (DCF Earnings Based) of 61.96% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for an Insurance company?
A good Margin of Safety % (DCF Earnings Based) depends on the Insurance industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Primerica. Primerica's current Margin of Safety % (DCF Earnings Based) is 61.96%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Primerica stock overvalued right now?
Primerica (FRA:PI7) has a current Margin of Safety % (DCF Earnings Based) of 61.96%. The stock's GF Value™ is €260.31, compared to a current price of €244.00 — trading 6.3% below its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 61.96%. Primerica's overall GF Score™ is 91/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Primerica (FRA:PI7), the current Margin of Safety % (DCF Earnings Based) is 61.96% as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Primerica (FRA:PI7) Overvalued in 2026?

Based on GuruFocus' analysis, Primerica stock appears to be undervalued. The current stock price of €244.00 is trading 6.3% below its estimated GF Value™ of €260.31.

Key valuation signals for FRA:PI7:

  • Margin of Safety % (DCF Earnings Based): 61.96%
  • GF Value™: €260.31 vs. price of €244.00 (6.3% below fair value)
  • GF Score™: 91/100 with 3 warning signs

No single metric tells the full story. See the FRA:PI7 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Primerica Business Description

Other Exchanges PRI:USAPI7:Germany
Address 1 Primerica Parkway, Duluth, GA, USA, 30099
Primerica Inc is a provider of financial services to middle-income households in the United States and Canada. The company offers life insurance, mutual funds, annuities, and other financial products, distributed on behalf of third parties. Primerica has three main subsidiaries: Primerica Financial Services, a marketing company; Primerica Life Insurance Company, a principal life insurance underwriting entity; and PFS Investments, which offers investment and savings products, brokerage services, and registered investment advisory. It has three segments Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products. Geogriphically, it derives a majority of its revenue from the United States.
91GF Score

Get the complete analysis for FRA:PI7

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€244.00
Price
€260.31
GF Value