PrimericaFRA:PI7 91 Net Margin % is 21.78% as of Mar. 2026, which is 23% above its 10-year median of 17.69. GuruFocus rates FRA:PI7 with a GF Score™ of 91/100 and a GF Value™ of €260.31. The stock has 3 warning signs investors should review. Among 503 Insurance companies, Primerica ranks better than 85.88% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Primerica's Net Income for the
three
months ended in Mar. 2026 was €164 Mil. Primerica's Revenue for the
three
months ended in Mar. 2026 was €755 Mil. Therefore, Primerica's net margin for the quarter that ended in Mar. 2026 was 21.78%.
The historical rank and industry rank for Primerica's Net Margin % or its related term are showing as below:
FRA:PI7'
s Net Margin % Range Over the Past 10 Years
Min: 14.44 Med: 17.69 Max: 22.99
Current: 22.99
FRA:PI7's Net Margin % is ranked better than 85.88% of 503
companies
in the Insurance industry
Industry Median: 9.29
vs FRA:PI7: 22.99
Primerica (FRA:PI7) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Primerica Net Margin % Related Terms
Primerica Net Margin % Historical Data
* Premium members only.
The historical data trend for Primerica's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Primerica's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Primerica Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Primerica's Net Margin % distribution charts can be found below:
* The bar in red indicates where Primerica's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Primerica (FRA:PI7) has a Net Margin % of 21.78% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Primerica and its competitors. This is 23% above median its historical median of 17.69. Over the past decade, Primerica's Net Margin % has ranged from 14.44 to 22.99. According to the industry distribution chart, Primerica ranks #71 out of 503 companies in the Insurance industry, placing it in the top 14.1%.
Is Primerica's Net Margin % too high?
Primerica's current Net Margin % of 21.78% is 23% above median its 10-year median of 17.69. Over the past 10 years, this metric has ranged from a low of 14.44 to a high of 22.99. The Insurance industry median Net Margin % is 9.29. Primerica's value of 21.78% is 134.4% above this industry median. Based on the distribution chart, Primerica ranks #71 out of 503 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Primerica has a GF Score™ of 91/100, reflecting its overall financial health beyond just this single metric.
How does Primerica's Net Margin % compare to JXN and LNC?
According to the Insurance industry distribution chart, Primerica ranks #71 out of 503 companies for Net Margin %. This places Primerica in the top 14% of its industry — outperforming the majority of peers. The industry median Net Margin % is 9.29. Primerica's value of 21.78% is 134.4% above this benchmark. Historically, Primerica's own Net Margin % has ranged from 14.44 to 22.99 over the past decade. While the company's 10-year median is 17.69 vs. the industry median of 9.29, Primerica has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Primerica's current Net Margin % of 21.78% is 134.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Primerica and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Primerica's current Net Margin % is 21.78%, which is 23% above median its own 10-year median of 17.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Primerica stock overvalued right now?
Primerica (FRA:PI7) has a current Net Margin % of 21.78%. The stock's GF Value™ is €260.31, compared to a current price of €244.00 — trading 6.3% below its estimated fair value. The current Net Margin % is 21.78%, which is 23% above median its 10-year median of 17.69 and 134.4% above the Insurance industry median of 9.29. Primerica's overall GF Score™ is 91/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Primerica (FRA:PI7), the current Net Margin % is 21.78% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Primerica (FRA:PI7) Overvalued in 2026?
Based on GuruFocus' analysis, Primerica stock appears to be undervalued.
The current stock price of €244.00 is trading 6.3% below its estimated GF Value™ of €260.31.
Key valuation signals for FRA:PI7:
Net Margin %: 21.78% (23% above median its 10-year median of 17.69)
GF Value™: €260.31 vs. price of €244.00 (6.3% below fair value)
Industry Position: 134.4% above the Insurance median (#71 of 503)
No single metric tells the full story. See the FRA:PI7 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Primerica Inc is a provider of financial services to middle-income households in the United States and Canada. The company offers life insurance, mutual funds, annuities, and other financial products, distributed on behalf of third parties. Primerica has three main subsidiaries: Primerica Financial Services, a marketing company; Primerica Life Insurance Company, a principal life insurance underwriting entity; and PFS Investments, which offers investment and savings products, brokerage services, and registered investment advisory. It has three segments Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products. Geogriphically, it derives a majority of its revenue from the United States.
91GF Score
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