Alfa Financial Software Holdings (LSE:ALFA) EBIT: £40.8 Mil (TTM As of Dec. 2025)


LSE:ALFA Alfa Financial Software Holdings PLC LSE:ALFA
82 GF Score
Price £1.51
GF Value £2.38
Valuation Significantly Undervalued
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What is Alfa Financial Software Holdings EBIT?

Alfa Financial Software Holdings LSE:ALFA -1.05% 82 EBIT is £40.8 Mil as of Dec. 2025. GuruFocus rates LSE:ALFA with a GF Score™ of 82/100 and a GF Value™ of £2.38 (Significantly Undervalued).

Alfa Financial Software Holdings's earnings before interest and taxes (EBIT) for the six months ended in Dec. 2025 was £18.9 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Dec. 2025 was £40.8 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Alfa Financial Software Holdings's annualized ROC % for the quarter that ended in Dec. 2025 was 45.78%. Alfa Financial Software Holdings's annualized ROC (Joel Greenblatt) % for the quarter that ended in Dec. 2025 was 494.12%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Alfa Financial Software Holdings's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Dec. 2025 was 9.42%.


Alfa Financial Software Holdings  (LSE:ALFA) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Alfa Financial Software Holdings's annualized ROC % for the quarter that ended in Dec. 2025 is calculated as:

ROC % (Q: Dec. 2025 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Jun. 2025 ) + Invested Capital (Q: Dec. 2025 ))/ count )
=37 * ( 1 - 23.66% )/( (63 + 60.4)/ 2 )
=28.2458/61.7
=45.78 %

where

Note: The Operating Income data used here is two times the semi-annual (Dec. 2025) data.

2. Joel Greenblatt's definition of Return on Capital:

Alfa Financial Software Holdings's annualized ROC (Joel Greenblatt) % for the quarter that ended in Dec. 2025 is calculated as:

ROC (Joel Greenblatt) %(Q: Dec. 2025 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Jun. 2025  Q: Dec. 2025
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=37.8/( ( (7.9 + max(-13.5, 0)) + (7.4 + max(-13.8, 0)) )/ 2 )
=37.8/( ( 7.9 + 7.4 )/ 2 )
=37.8/7.65
=494.12 %

where Working Capital is:

Working Capital(Q: Jun. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(8.7 + 0 + 7.1) - (10.9 + 0 + 18.4)
=-13.5

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(8.5 + 0 + 5.1) - (13.2 + 0 + 14.2)
=-13.8

When net working capital is negative, 0 is used.

Note: The EBIT data used here is two times the semi-annual (Dec. 2025) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Alfa Financial Software Holdings's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Dec. 2025 )
=40.8/432.958
=9.42 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Alfa Financial Software Holdings EBIT Related Terms


Alfa Financial Software Holdings EBIT Historical Data

* Premium members only.

The historical data trend for Alfa Financial Software Holdings's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alfa Financial Software Holdings EBIT Chart

Alfa Financial Software Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.60 29.50 30.10 34.80 40.80

Alfa Financial Software Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.20 16.40 18.40 21.90 18.90

LSE:ALFA vs CRM, SHOP, UBER: EBIT Comparison

For the Software - Application subindustry, Alfa Financial Software Holdings's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alfa Financial Software Holdings EV-to-EBIT vs Software Industry

For the Software industry and Technology sector, Alfa Financial Software Holdings's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Alfa Financial Software Holdings's EV-to-EBIT falls into.


LSE:ALFA
82GF Score
Alfa Financial Software Holdings PLC LSE:ALFA
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Alfa Financial Software Holdings EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was £40.8 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of £40.8 Mil mean?
Alfa Financial Software Holdings (LSE:ALFA) has a EBIT of £40.8 Mil as of Dec. 2025. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Alfa Financial Software Holdings.
Is Alfa Financial Software Holdings' EBIT too high?
Alfa Financial Software Holdings' current EBIT is £40.8 Mil. Overall, Alfa Financial Software Holdings has a GF Score™ of 82/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alfa Financial Software Holdings' EBIT compare to CRM and SHOP?
Alfa Financial Software Holdings' EBIT of £40.8 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Software company?
A good EBIT depends on the Software industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Alfa Financial Software Holdings. Alfa Financial Software Holdings's current EBIT is £40.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alfa Financial Software Holdings stock overvalued right now?
Based on GuruFocus' analysis, Alfa Financial Software Holdings (LSE:ALFA) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.38, compared to a current price of £1.51 — trading 36.4% below its estimated fair value. The current EBIT is £40.8 Mil. Alfa Financial Software Holdings' overall GF Score™ is 82/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Alfa Financial Software Holdings (LSE:ALFA), the current EBIT is £40.8 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alfa Financial Software Holdings (LSE:ALFA) Overvalued in 2026?

Based on GuruFocus' analysis, Alfa Financial Software Holdings stock appears to be undervalued. The current stock price of £1.51 is trading 36.4% below its estimated GF Value™ of £2.38. GuruFocus considers Alfa Financial Software Holdings to be Significantly Undervalued.

Key valuation signals for LSE:ALFA:

  • EBIT: £40.8 Mil
  • GF Value™: £2.38 vs. price of £1.51 (36.4% below fair value)
  • GF Score™: 82/100

No single metric tells the full story. See the LSE:ALFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alfa Financial Software Holdings Business Description

Other Exchanges ALFAl:UKA9F:Germany
Address 1 Fore Street Avenue, Moor Place, London, GBR, EC2Y 9DT
Alfa Financial Software Holdings PLC is principally engaged in the provision of software and software-related services to the auto and equipment finance industry. Alfa Systems, its technology platform, supports both retail and corporate business for auto, equipment, wholesale, and dealer finance on a multijurisdictional basis, including leases/loans, originations, and servicing. The company has one operating and reporting segment, being the sale of software and related services. It generates the majority of its revenue from the EMEA and Americas and the rest from other regions.
82GF Score

Get the complete analysis for LSE:ALFA

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.51
Price
£2.38
GF Value