What is Alfa Financial Software Holdings OCF Margin %?
Alfa Financial Software HoldingsLSE:ALFA +2.11%82 OCF Margin % is 30.53% as of Dec. 2025, which is 4% above its 10-year median of 29.26. GuruFocus rates LSE:ALFA with a GF Score™ of 82/100 and a GF Value™ of £2.38 (Significantly Undervalued). Among 2,816 Software companies, Alfa Financial Software Holdings ranks better than 88.67% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:ALFA vs CRM, SHOP, UBER: OCF Margin % Comparison
For the Software - Application subindustry, Alfa Financial Software Holdings's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alfa Financial Software Holdings OCF Margin % vs Software Industry
For the Software industry and Technology sector, Alfa Financial Software Holdings's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Alfa Financial Software Holdings's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alfa Financial Software Holdings (LSE:ALFA) has a OCF Margin % of 30.53% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Alfa Financial Software Holdings and its competitors. This is near median its historical median of 29.26. Over the past decade, Alfa Financial Software Holdings' OCF Margin % has ranged from 21.12 to 43.22. According to the industry distribution chart, Alfa Financial Software Holdings ranks #319 out of 2816 companies in the Software industry, placing it in the top 11.3%.
Is Alfa Financial Software Holdings' OCF Margin % too high?
Alfa Financial Software Holdings' current OCF Margin % of 30.53% is near median its 10-year median of 29.26. Over the past 10 years, this metric has ranged from a low of 21.12 to a high of 43.22. The Software industry median OCF Margin % is 6.77. Alfa Financial Software Holdings' value of 30.53% is 351% above this industry median. Based on the distribution chart, Alfa Financial Software Holdings ranks #319 out of 2816 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Alfa Financial Software Holdings has a GF Score™ of 82/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alfa Financial Software Holdings' OCF Margin % compare to CRM and SHOP?
According to the Software industry distribution chart, Alfa Financial Software Holdings ranks #319 out of 2816 companies for OCF Margin %. This places Alfa Financial Software Holdings in the top 11% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 6.77. Alfa Financial Software Holdings' value of 30.53% is 351% above this benchmark. Historically, Alfa Financial Software Holdings' own OCF Margin % has ranged from 21.12 to 43.22 over the past decade. While the company's 10-year median is 29.26 vs. the industry median of 6.77, Alfa Financial Software Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Software company?
The median OCF Margin % among Software companies is 6.77, based on 2,816 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alfa Financial Software Holdings's current OCF Margin % of 30.53% is 351% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Alfa Financial Software Holdings and its competitors. For the Software industry, the median OCF Margin % is 6.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alfa Financial Software Holdings's current OCF Margin % is 30.53%, which is near median its own 10-year median of 29.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alfa Financial Software Holdings stock overvalued right now?
Based on GuruFocus' analysis, Alfa Financial Software Holdings (LSE:ALFA) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.38, compared to a current price of £1.55 — trading 35% below its estimated fair value. The current OCF Margin % is 30.53%, which is near median its 10-year median of 29.26 and 351% above the Software industry median of 6.77. Alfa Financial Software Holdings' overall GF Score™ is 82/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Alfa Financial Software Holdings (LSE:ALFA), the current OCF Margin % is 30.53% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alfa Financial Software Holdings (LSE:ALFA) Overvalued in 2026?
Based on GuruFocus' analysis, Alfa Financial Software Holdings stock appears to be undervalued.
The current stock price of £1.55 is trading 35% below its estimated GF Value™ of £2.38.
GuruFocus considers Alfa Financial Software Holdings to be Significantly Undervalued.
Key valuation signals for LSE:ALFA:
OCF Margin %: 30.53% (near median its 10-year median of 29.26)
GF Value™: £2.38 vs. price of £1.55 (35% below fair value)
Industry Position: 351% above the Software median (#319 of 2816)
No single metric tells the full story. See the LSE:ALFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alfa Financial Software Holdings Business Description
Alfa Financial Software Holdings PLC is principally engaged in the provision of software and software-related services to the auto and equipment finance industry. Alfa Systems, its technology platform, supports both retail and corporate business for auto, equipment, wholesale, and dealer finance on a multijurisdictional basis, including leases/loans, originations, and servicing. The company has one operating and reporting segment, being the sale of software and related services. It generates the majority of its revenue from the EMEA and Americas and the rest from other regions.
82GF Score
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