Muang Thai Insurance PCL (BKK:MTI-R) 3-Year EBITDA Growth Rate: 5.10% (As of Jun. 2026) — 79% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BKK:MTI-R Muang Thai Insurance PCL BKK:MTI-R
82 GF Score
Price ฿17.80
GF Value ฿18.41
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Muang Thai Insurance PCL 3-Year EBITDA Growth Rate?

Muang Thai Insurance PCL BKK:MTI-R 82 3-Year EBITDA Growth Rate is 5.10% as of Jun. 2026, which is 79% below its 10-year median of 23.90. GuruFocus rates BKK:MTI-R with a GF Score™ of 82/100 and a GF Value™ of ฿18.41 (Fairly Valued). The stock has 4 warning signs investors should review. Among 291 Insurance companies, Muang Thai Insurance PCL ranks worse than 70.79% on this metric.

Muang Thai Insurance PCL's EBITDA per Share for the three months ended in Jun. 2026 was ฿0.82.

During the past 12 months, Muang Thai Insurance PCL's average EBITDA Per Share Growth Rate was -12.50% per year. During the past 3 years, the average EBITDA Per Share Growth Rate was 5.10% per year. During the past 5 years, the average EBITDA Per Share Growth Rate was 12.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Muang Thai Insurance PCL was 54.50% per year. The lowest was 3.60% per year. And the median was 23.90% per year.


Muang Thai Insurance PCL  (BKK:MTI-R) 3-Year EBITDA Growth Rate Explanation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.


Muang Thai Insurance PCL 3-Year EBITDA Growth Rate Related Terms


BKK:MTI-R vs CB, PGR, TRV: 3-Year EBITDA Growth Rate Comparison

For the Insurance - Property & Casualty subindustry, Muang Thai Insurance PCL's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Muang Thai Insurance PCL 3-Year EBITDA Growth Rate vs Insurance Industry

For the Insurance industry and Financial Services sector, Muang Thai Insurance PCL's 3-Year EBITDA Growth Rate distribution charts can be found below:

* The bar in red indicates where Muang Thai Insurance PCL's 3-Year EBITDA Growth Rate falls into.


BKK:MTI-R
82GF Score
Muang Thai Insurance PCL BKK:MTI-R
3-Year EBITDA Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Muang Thai Insurance PCL 3-Year EBITDA Growth Rate Calculation

This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

What does a 3-Year EBITDA Growth Rate of 5.10% mean?
Muang Thai Insurance PCL (BKK:MTI-R) has a 3-Year EBITDA Growth Rate of 5.10% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Muang Thai Insurance PCL and its competitors. This is 79% below median its historical median of 23.90. Over the past decade, Muang Thai Insurance PCL's 3-Year EBITDA Growth Rate has ranged from 3.60 to 54.50. According to the industry distribution chart, Muang Thai Insurance PCL ranks #206 out of 291 companies in the Insurance industry, placing it in the top 70.8%.
Is Muang Thai Insurance PCL's 3-Year EBITDA Growth Rate too high?
Muang Thai Insurance PCL's current 3-Year EBITDA Growth Rate of 5.10% is 79% below median its 10-year median of 23.90. Over the past 10 years, this metric has ranged from a low of 3.60 to a high of 54.50. The Insurance industry median 3-Year EBITDA Growth Rate is 16.10. Muang Thai Insurance PCL's value of 5.10% is 68.3% below this industry median. Based on the distribution chart, Muang Thai Insurance PCL ranks #206 out of 291 companies in the Insurance industry, which is below the industry midpoint. Overall, Muang Thai Insurance PCL has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Muang Thai Insurance PCL's 3-Year EBITDA Growth Rate compare to CB and PGR?
According to the Insurance industry distribution chart, Muang Thai Insurance PCL ranks #206 out of 291 companies for 3-Year EBITDA Growth Rate. This places Muang Thai Insurance PCL in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 16.10. Muang Thai Insurance PCL's value of 5.10% is 68.3% below this benchmark. Historically, Muang Thai Insurance PCL's own 3-Year EBITDA Growth Rate has ranged from 3.60 to 54.50 over the past decade. While the company's 10-year median is 23.90 vs. the industry median of 16.10, Muang Thai Insurance PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 16.10, based on 291 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Muang Thai Insurance PCL's current 3-Year EBITDA Growth Rate of 5.10% is 68.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Muang Thai Insurance PCL and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 16.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Muang Thai Insurance PCL's current 3-Year EBITDA Growth Rate is 5.10%, which is 79% below median its own 10-year median of 23.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muang Thai Insurance PCL stock overvalued right now?
Based on GuruFocus' analysis, Muang Thai Insurance PCL (BKK:MTI-R) is currently considered Fairly Valued. The stock's GF Value™ is ฿18.41, compared to a current price of ฿17.80 — trading 3.3% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 5.10%, which is 79% below median its 10-year median of 23.90 and 68.3% below the Insurance industry median of 16.10. Muang Thai Insurance PCL's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Muang Thai Insurance PCL (BKK:MTI-R), the current 3-Year EBITDA Growth Rate is 5.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Muang Thai Insurance PCL (BKK:MTI-R) Overvalued in 2026?

Based on GuruFocus' analysis, Muang Thai Insurance PCL stock appears to be undervalued. The current stock price of ฿17.80 is trading 3.3% below its estimated GF Value™ of ฿18.41. GuruFocus considers Muang Thai Insurance PCL to be Fairly Valued.

Key valuation signals for BKK:MTI-R:

  • 3-Year EBITDA Growth Rate: 5.10% (79% below median its 10-year median of 23.90)
  • GF Value™: ฿18.41 vs. price of ฿17.80 (3.3% below fair value)
  • GF Score™: 82/100 with 4 warning signs
  • Industry Position: 68.3% below the Insurance median (#206 of 291)

No single metric tells the full story. See the BKK:MTI-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Muang Thai Insurance PCL Business Description

Other Exchanges MTI:Thailand
Address 252, Rajadapisek Road, Building 1, Huaykwang Sub-district, Huaykwang District, Bangkok, THA, 10310
Muang Thai Insurance PCL is an insurance company whose core business is non-life insurance. As such, the company provides services including motor, property, marine, transportation, engineering, personal accident, health, special products, liability, and miscellaneous insurance. The company organizes its operations into two segments: Motor and Non-Motor Products. Motor products include insure of compulsory and voluntary motor; Non-motor products include insure of property, marine and transportation, fire, engineering, personal accident and health, special products and liability and miscellaneous insurance. It generates its revenue from the premium income both direct premiums and reinsurance premiums, including the fees and commissions received.
82GF Score

Get the complete analysis for BKK:MTI-R

3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿17.80
Price
฿18.41
GF Value