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Muang Thai Insurance PCLBKK:MTI-R 82 Equity-to-Asset is 0.30 as of Jun. 2026, which is 25% above its 10-year median of 0.24. GuruFocus rates BKK:MTI-R with a GF Score™ of 82/100 and a GF Value™ of ฿18.41 (Fairly Valued). The stock has 4 warning signs investors should review. Among 503 Insurance companies, Muang Thai Insurance PCL ranks better than 58.25% on this metric.
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Muang Thai Insurance PCL Equity-to-Asset Related Terms
Muang Thai Insurance PCL Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BKK:MTI-R vs CB, PGR, TRV: Equity-to-Asset Comparison
For the Insurance - Property & Casualty subindustry, Muang Thai Insurance PCL's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Muang Thai Insurance PCL Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Muang Thai Insurance PCL's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Muang Thai Insurance PCL's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Muang Thai Insurance PCL's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Muang Thai Insurance PCL (BKK:MTI-R) has a Equity-to-Asset of 0.30 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Muang Thai Insurance PCL and its competitors. This is 25% above median its historical median of 0.24. Over the past decade, Muang Thai Insurance PCL's Equity-to-Asset has ranged from 0.18 to 0.30. According to the industry distribution chart, Muang Thai Insurance PCL ranks #210 out of 503 companies in the Insurance industry, placing it in the top 41.7%.
Is Muang Thai Insurance PCL's Equity-to-Asset too high?
Muang Thai Insurance PCL's current Equity-to-Asset of 0.30 is 25% above median its 10-year median of 0.24. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 0.30. The Insurance industry median Equity-to-Asset is 0.26. Muang Thai Insurance PCL's value of 0.30 is 15.4% above this industry median. Based on the distribution chart, Muang Thai Insurance PCL ranks #210 out of 503 companies in the Insurance industry, which is above the industry midpoint. Overall, Muang Thai Insurance PCL has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Muang Thai Insurance PCL's Equity-to-Asset compare to CB and PGR?
According to the Insurance industry distribution chart, Muang Thai Insurance PCL ranks #210 out of 503 companies for Equity-to-Asset. This puts Muang Thai Insurance PCL in the upper half of its industry. The industry median Equity-to-Asset is 0.26. Muang Thai Insurance PCL's value of 0.30 is 15.4% above this benchmark. Historically, Muang Thai Insurance PCL's own Equity-to-Asset has ranged from 0.18 to 0.30 over the past decade. While the company's 10-year median is 0.24 vs. the industry median of 0.26, Muang Thai Insurance PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Muang Thai Insurance PCL's current Equity-to-Asset of 0.30 is 15.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Muang Thai Insurance PCL and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Muang Thai Insurance PCL's current Equity-to-Asset is 0.30, which is 25% above median its own 10-year median of 0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muang Thai Insurance PCL stock overvalued right now?
Based on GuruFocus' analysis, Muang Thai Insurance PCL (BKK:MTI-R) is currently considered Fairly Valued. The stock's GF Value™ is ฿18.41, compared to a current price of ฿17.80 — trading 3.3% below its estimated fair value. The current Equity-to-Asset is 0.30, which is 25% above median its 10-year median of 0.24 and 15.4% above the Insurance industry median of 0.26. Muang Thai Insurance PCL's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Muang Thai Insurance PCL (BKK:MTI-R), the current Equity-to-Asset is 0.30 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Muang Thai Insurance PCL (BKK:MTI-R) Overvalued in 2026?
Based on GuruFocus' analysis, Muang Thai Insurance PCL stock appears to be undervalued.
The current stock price of ฿17.80 is trading 3.3% below its estimated GF Value™ of ฿18.41.
GuruFocus considers Muang Thai Insurance PCL to be Fairly Valued.
Key valuation signals for BKK:MTI-R:
Equity-to-Asset: 0.30 (25% above median its 10-year median of 0.24)
GF Value™: ฿18.41 vs. price of ฿17.80 (3.3% below fair value)
Industry Position: 15.4% above the Insurance median (#210 of 503)
No single metric tells the full story. See the BKK:MTI-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Muang Thai Insurance PCL is an insurance company whose core business is non-life insurance. As such, the company provides services including motor, property, marine, transportation, engineering, personal accident, health, special products, liability, and miscellaneous insurance. The company organizes its operations into two segments: Motor and Non-Motor Products. Motor products include insure of compulsory and voluntary motor; Non-motor products include insure of property, marine and transportation, fire, engineering, personal accident and health, special products and liability and miscellaneous insurance. It generates its revenue from the premium income both direct premiums and reinsurance premiums, including the fees and commissions received.
82GF Score
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