Muang Thai Insurance PCL (BKK:MTI-R) Intrinsic Value: Projected FCF: ฿23.79 (As of Aug. 26, 2026)

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Director of Data and Quant Analytics at GuruFocus
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BKK:MTI-R Muang Thai Insurance PCL BKK:MTI-R
82 GF Score
Price ฿17.80
GF Value ฿18.41
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Muang Thai Insurance PCL Intrinsic Value: Projected FCF?

Muang Thai Insurance PCL BKK:MTI-R 82 Intrinsic Value: Projected FCF is ฿23.79 as of Aug. 26, 2026. GuruFocus rates BKK:MTI-R with a GF Score™ of 82/100 and a GF Value™ of ฿18.41 (Fairly Valued). The stock has 4 warning signs investors should review. Among 395 Insurance companies, Muang Thai Insurance PCL ranks better than 50.13% on this metric.

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2026-08-26), Muang Thai Insurance PCL's Intrinsic Value: Projected FCF is ฿23.79. The stock price of Muang Thai Insurance PCL is ฿17.80. Therefore, Muang Thai Insurance PCL's Price-to-Intrinsic-Value-Projected-FCF of today is 0.8.

The historical rank and industry rank for Muang Thai Insurance PCL's Intrinsic Value: Projected FCF or its related term are showing as below:

BKK:MTI-R' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.46   Med: 0.71   Max: 1.02
Current: 0.75

During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Muang Thai Insurance PCL was 1.02. The lowest was 0.46. And the median was 0.71.

BKK:MTI-R's Price-to-Projected-FCF is ranked better than
50.13% of 395 companies
in the Insurance industry
Industry Median: 0.75 vs BKK:MTI-R: 0.75

Muang Thai Insurance PCL  (BKK:MTI-R) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Muang Thai Insurance PCL's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=17.80/23.391323928907
=0.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Muang Thai Insurance PCL Intrinsic Value: Projected FCF Related Terms


Muang Thai Insurance PCL Intrinsic Value: Projected FCF Historical Data

* Premium members only.

The historical data trend for Muang Thai Insurance PCL's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Muang Thai Insurance PCL Intrinsic Value: Projected FCF Chart

Muang Thai Insurance PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.44 12.52 14.76 17.71 22.86

Muang Thai Insurance PCL Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.07 21.41 22.86 26.05 25.89

BKK:MTI-R vs CB, PGR, TRV: Intrinsic Value: Projected FCF Comparison

For the Insurance - Property & Casualty subindustry, Muang Thai Insurance PCL's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Muang Thai Insurance PCL Price-to-Projected-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Muang Thai Insurance PCL's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Muang Thai Insurance PCL's Price-to-Projected-FCF falls into.


BKK:MTI-R
82GF Score
Muang Thai Insurance PCL BKK:MTI-R
Intrinsic Value: Projected FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Muang Thai Insurance PCL Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Muang Thai Insurance PCL's Free Cash Flow(6 year avg) = ฿455.43.

Muang Thai Insurance PCL's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Jun26)*0.8)/Shares Outstanding (Diluted Average)
=(14.862653310476*455.42912+8789.995*0.8)/590.000
=23.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Intrinsic Value: Projected FCF of ฿23.79 mean?
Muang Thai Insurance PCL (BKK:MTI-R) has a Intrinsic Value: Projected FCF of ฿23.79 as of Aug. 26, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Muang Thai Insurance PCL and its competitors. According to the industry distribution chart, Muang Thai Insurance PCL ranks #197 out of 395 companies in the Insurance industry, placing it in the top 49.9%.
Is Muang Thai Insurance PCL's Intrinsic Value: Projected FCF too high?
Muang Thai Insurance PCL's current Intrinsic Value: Projected FCF is ฿23.79. Based on the distribution chart, Muang Thai Insurance PCL ranks #197 out of 395 companies in the Insurance industry, which is above the industry midpoint. Overall, Muang Thai Insurance PCL has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Muang Thai Insurance PCL's Intrinsic Value: Projected FCF compare to CB and PGR?
According to the Insurance industry distribution chart, Muang Thai Insurance PCL ranks #197 out of 395 companies for Intrinsic Value: Projected FCF. This puts Muang Thai Insurance PCL in the upper half of its industry. The industry median Intrinsic Value: Projected FCF is 0.75. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for an Insurance company?
The median Intrinsic Value: Projected FCF among Insurance companies is 0.75, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Muang Thai Insurance PCL and its competitors. For the Insurance industry, the median Intrinsic Value: Projected FCF is 0.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Muang Thai Insurance PCL's current Intrinsic Value: Projected FCF is ฿23.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muang Thai Insurance PCL stock overvalued right now?
Based on GuruFocus' analysis, Muang Thai Insurance PCL (BKK:MTI-R) is currently considered Fairly Valued. The stock's GF Value™ is ฿18.41, compared to a current price of ฿17.80 — trading 3.3% below its estimated fair value. The current Intrinsic Value: Projected FCF is ฿23.79. Muang Thai Insurance PCL's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Muang Thai Insurance PCL (BKK:MTI-R), the current Intrinsic Value: Projected FCF is ฿23.79 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Muang Thai Insurance PCL (BKK:MTI-R) Overvalued in 2026?

Based on GuruFocus' analysis, Muang Thai Insurance PCL stock appears to be undervalued. The current stock price of ฿17.80 is trading 3.3% below its estimated GF Value™ of ฿18.41. GuruFocus considers Muang Thai Insurance PCL to be Fairly Valued.

Key valuation signals for BKK:MTI-R:

  • Intrinsic Value: Projected FCF: ฿23.79
  • GF Value™: ฿18.41 vs. price of ฿17.80 (3.3% below fair value)
  • GF Score™: 82/100 with 4 warning signs

No single metric tells the full story. See the BKK:MTI-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Muang Thai Insurance PCL Business Description

Other Exchanges MTI:Thailand
Address 252, Rajadapisek Road, Building 1, Huaykwang Sub-district, Huaykwang District, Bangkok, THA, 10310
Muang Thai Insurance PCL is an insurance company whose core business is non-life insurance. As such, the company provides services including motor, property, marine, transportation, engineering, personal accident, health, special products, liability, and miscellaneous insurance. The company organizes its operations into two segments: Motor and Non-Motor Products. Motor products include insure of compulsory and voluntary motor; Non-motor products include insure of property, marine and transportation, fire, engineering, personal accident and health, special products and liability and miscellaneous insurance. It generates its revenue from the premium income both direct premiums and reinsurance premiums, including the fees and commissions received.
82GF Score

Get the complete analysis for BKK:MTI-R

Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿17.80
Price
฿18.41
GF Value