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AGMACAS:AGM 37 3-Year EBITDA Growth Rate is 7.00% as of Dec. 2025, which is at its 10-year median of 7.00. GuruFocus rates CAS:AGM with a GF Score™ of 37/100 and a GF Value™ of MAD7,999.33. The stock has 5 warning signs investors should review. Among 291 Insurance companies, AGMA ranks worse than 67.7% on this metric.
During the past 12 months, AGMA's average EBITDA Per Share Growth Rate was 9.30% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 7.00% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 7.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 9 years, the highest 3-Year average EBITDA Per Share Growth Rate of AGMA was 8.90% per year. The lowest was 6.30% per year. And the median was 7.00% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
AGMA 3-Year EBITDA Growth Rate Related Terms
CAS:AGM vs BRK.A, AIG, HIG: 3-Year EBITDA Growth Rate Comparison
For the Insurance - Diversified subindustry, AGMA's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AGMA 3-Year EBITDA Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, AGMA's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where AGMA's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 7.00% mean?
AGMA (CAS:AGM) has a 3-Year EBITDA Growth Rate of 7.00% as of Dec. 2025. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for AGMA and its competitors. This is near median its historical median of 7.00. Over the past decade, AGMA's 3-Year EBITDA Growth Rate has ranged from 6.30 to 8.90. According to the industry distribution chart, AGMA ranks #197 out of 291 companies in the Insurance industry, placing it in the top 67.7%.
Is AGMA's 3-Year EBITDA Growth Rate too high?
AGMA's current 3-Year EBITDA Growth Rate of 7.00% is near median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 6.30 to a high of 8.90. The Insurance industry median 3-Year EBITDA Growth Rate is 16.50. AGMA's value of 7.00% is 57.6% below this industry median. Based on the distribution chart, AGMA ranks #197 out of 291 companies in the Insurance industry, which is below the industry midpoint. Overall, AGMA has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does AGMA's 3-Year EBITDA Growth Rate compare to BRK.A and AIG?
According to the Insurance industry distribution chart, AGMA ranks #197 out of 291 companies for 3-Year EBITDA Growth Rate. This places AGMA in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 16.50. AGMA's value of 7.00% is 57.6% below this benchmark. Historically, AGMA's own 3-Year EBITDA Growth Rate has ranged from 6.30 to 8.90 over the past decade. While the company's 10-year median is 7.00 vs. the industry median of 16.50, AGMA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 16.50, based on 291 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AGMA's current 3-Year EBITDA Growth Rate of 7.00% is 57.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for AGMA and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 16.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AGMA's current 3-Year EBITDA Growth Rate is 7.00%, which is near median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AGMA stock overvalued right now?
AGMA (CAS:AGM) has a current 3-Year EBITDA Growth Rate of 7.00%. The stock's GF Value™ is MAD7,999.33, compared to a current price of MAD7,098.00 — trading 11.3% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 7.00%, which is near median its 10-year median of 7.00 and 57.6% below the Insurance industry median of 16.50. AGMA's overall GF Score™ is 37/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For AGMA (CAS:AGM), the current 3-Year EBITDA Growth Rate is 7.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AGMA (CAS:AGM) Overvalued in 2026?
Based on GuruFocus' analysis, AGMA stock appears to be undervalued.
The current stock price of MAD7,098.00 is trading 11.3% below its estimated GF Value™ of MAD7,999.33.
Key valuation signals for CAS:AGM:
3-Year EBITDA Growth Rate: 7.00% (near median its 10-year median of 7.00)
GF Value™: MAD7,999.33 vs. price of MAD7,098.00 (11.3% below fair value)
Industry Position: 57.6% below the Insurance median (#197 of 291)
No single metric tells the full story. See the CAS:AGM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AGMA provides insurance and reinsurance broking services. The services provided by the company include automobile, housing and property insurance, assistance, and education annuity.
37GF Score
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