AGMACAS:AGM 34 Pretax Margin % is 53.24% as of Dec. 2025, which is 1% below its 10-year median of 54.00. GuruFocus rates CAS:AGM with a GF Score™ of 34/100 and a GF Value™ of MAD7,914.10. The stock has 5 warning signs investors should review. Among 506 Insurance companies, AGMA ranks better than 94.07% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. AGMA's Pre-Tax Income for the
six
months ended in Dec. 2025 was MAD49.0 Mil. AGMA's Revenue for the
six
months ended in Dec. 2025 was MAD91.9 Mil. Therefore, AGMA's pretax margin for the quarter that ended in Dec. 2025 was 53.24%.
The historical rank and industry rank for AGMA's Pretax Margin % or its related term are showing as below:
CAS:AGM'
s Pretax Margin % Range Over the Past 10 Years
Min: 52.99 Med: 54 Max: 56.27
Current: 53.31
CAS:AGM's Pretax Margin % is ranked better than 94.07% of 506
companies
in the Insurance industry
Industry Median: 12.02
vs CAS:AGM: 53.31
AGMA (CAS:AGM) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
AGMA Pretax Margin % Related Terms
AGMA Pretax Margin % Historical Data
* Premium members only.
The historical data trend for AGMA's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CAS:AGM vs BRK.A, AIG, HIG: Pretax Margin % Comparison
For the Insurance - Diversified subindustry, AGMA's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AGMA Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, AGMA's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where AGMA's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AGMA (CAS:AGM) has a Pretax Margin % of 53.24% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on AGMA and its competitors. This is near median its historical median of 54.00. Over the past decade, AGMA's Pretax Margin % has ranged from 52.99 to 56.27. According to the industry distribution chart, AGMA ranks #30 out of 506 companies in the Insurance industry, placing it in the top 5.9%.
Is AGMA's Pretax Margin % too high?
AGMA's current Pretax Margin % of 53.24% is near median its 10-year median of 54.00. Over the past 10 years, this metric has ranged from a low of 52.99 to a high of 56.27. The Insurance industry median Pretax Margin % is 12.02. AGMA's value of 53.24% is 342.9% above this industry median. Based on the distribution chart, AGMA ranks #30 out of 506 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, AGMA has a GF Score™ of 34/100, reflecting its overall financial health beyond just this single metric.
How does AGMA's Pretax Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, AGMA ranks #30 out of 506 companies for Pretax Margin %. This places AGMA in the top 6% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 12.02. AGMA's value of 53.24% is 342.9% above this benchmark. Historically, AGMA's own Pretax Margin % has ranged from 52.99 to 56.27 over the past decade. While the company's 10-year median is 54.00 vs. the industry median of 12.02, AGMA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.02, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AGMA's current Pretax Margin % of 53.24% is 342.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on AGMA and its competitors. For the Insurance industry, the median Pretax Margin % is 12.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AGMA's current Pretax Margin % is 53.24%, which is near median its own 10-year median of 54.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AGMA stock overvalued right now?
AGMA (CAS:AGM) has a current Pretax Margin % of 53.24%. The stock's GF Value™ is MAD7,914.10, compared to a current price of MAD6,768.00 — trading 14.5% below its estimated fair value. The current Pretax Margin % is 53.24%, which is near median its 10-year median of 54.00 and 342.9% above the Insurance industry median of 12.02. AGMA's overall GF Score™ is 34/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For AGMA (CAS:AGM), the current Pretax Margin % is 53.24% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AGMA (CAS:AGM) Overvalued in 2026?
Based on GuruFocus' analysis, AGMA stock appears to be undervalued.
The current stock price of MAD6,768.00 is trading 14.5% below its estimated GF Value™ of MAD7,914.10.
Key valuation signals for CAS:AGM:
Pretax Margin %: 53.24% (near median its 10-year median of 54.00)
GF Value™: MAD7,914.10 vs. price of MAD6,768.00 (14.5% below fair value)
Industry Position: 342.9% above the Insurance median (#30 of 506)
No single metric tells the full story. See the CAS:AGM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AGMA provides insurance and reinsurance broking services. The services provided by the company include automobile, housing and property insurance, assistance, and education annuity.
34GF Score
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