AGMA (CAS:AGM) EBITDA Margin %: 55.65% (As of Dec. 2025) — Near Median


CAS:AGM AGMA CAS:AGM
36 GF Score
Price MAD6,768.00
GF Value MAD7,914.10
! 5 Warning Signs
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What is AGMA EBITDA Margin %?

AGMA CAS:AGM -5.99% 36 EBITDA Margin % is 55.65% as of Dec. 2025, which is 2% below its 10-year median of 56.67. GuruFocus rates CAS:AGM with a GF Score™ of 36/100 and a GF Value™ of MAD7,914.10. The stock has 5 warning signs investors should review. Among 369 Insurance companies, AGMA ranks better than 92.68% on this metric.

EBITDA Margin % is calculated as EBITDA divided by its Revenue. AGMA's EBITDA for the six months ended in Dec. 2025 was MAD51.2 Mil. AGMA's Revenue for the six months ended in Dec. 2025 was MAD91.9 Mil. Therefore, AGMA's EBITDA margin for the quarter that ended in Dec. 2025 was 55.65%.


AGMA  (CAS:AGM) EBITDA Margin % Explanation

EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.


AGMA EBITDA Margin % Related Terms


AGMA EBITDA Margin % Historical Data

* Premium members only.

The historical data trend for AGMA's EBITDA Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AGMA EBITDA Margin % Chart

AGMA Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBITDA Margin %
Get a 7-Day Free Trial Premium Member Only 56.89 56.67 58.69 55.65 55.63

AGMA Semi-Annual Data
Dec17 Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EBITDA Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 56.09 58.04 53.17 55.60 55.65

CAS:AGM vs BRK.A, AIG, HIG: EBITDA Margin % Comparison

For the Insurance - Diversified subindustry, AGMA's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AGMA EBITDA Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, AGMA's EBITDA Margin % distribution charts can be found below:

* The bar in red indicates where AGMA's EBITDA Margin % falls into.


CAS:AGM
36GF Score
AGMA CAS:AGM
EBITDA Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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AGMA EBITDA Margin % Calculation

EBITDA margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent.

AGMA's EBITDA Margin % for the fiscal year that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=104.616/188.069
=55.63 %

AGMA's EBITDA Margin % for the quarter that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=51.166/91.936
=55.65 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA Margin % →
What does a EBITDA Margin % of 55.65% mean?
AGMA (CAS:AGM) has a EBITDA Margin % of 55.65% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on AGMA and its competitors. This is near median its historical median of 56.67. Over the past decade, AGMA's EBITDA Margin % has ranged from 53.84 to 58.69. According to the industry distribution chart, AGMA ranks #27 out of 369 companies in the Insurance industry, placing it in the top 7.3%.
Is AGMA's EBITDA Margin % too high?
AGMA's current EBITDA Margin % of 55.65% is near median its 10-year median of 56.67. Over the past 10 years, this metric has ranged from a low of 53.84 to a high of 58.69. The Insurance industry median EBITDA Margin % is 14.81. AGMA's value of 55.65% is 275.8% above this industry median. Based on the distribution chart, AGMA ranks #27 out of 369 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, AGMA has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does AGMA's EBITDA Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, AGMA ranks #27 out of 369 companies for EBITDA Margin %. This places AGMA in the top 7% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 14.81. AGMA's value of 55.65% is 275.8% above this benchmark. Historically, AGMA's own EBITDA Margin % has ranged from 53.84 to 58.69 over the past decade. While the company's 10-year median is 56.67 vs. the industry median of 14.81, AGMA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 369 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AGMA's current EBITDA Margin % of 55.65% is 275.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on AGMA and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AGMA's current EBITDA Margin % is 55.65%, which is near median its own 10-year median of 56.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AGMA stock overvalued right now?
AGMA (CAS:AGM) has a current EBITDA Margin % of 55.65%. The stock's GF Value™ is MAD7,914.10, compared to a current price of MAD6,768.00 — trading 14.5% below its estimated fair value. The current EBITDA Margin % is 55.65%, which is near median its 10-year median of 56.67 and 275.8% above the Insurance industry median of 14.81. AGMA's overall GF Score™ is 36/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For AGMA (CAS:AGM), the current EBITDA Margin % is 55.65% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AGMA (CAS:AGM) Overvalued in 2026?

Based on GuruFocus' analysis, AGMA stock appears to be undervalued. The current stock price of MAD6,768.00 is trading 14.5% below its estimated GF Value™ of MAD7,914.10.

Key valuation signals for CAS:AGM:

  • EBITDA Margin %: 55.65% (near median its 10-year median of 56.67)
  • GF Value™: MAD7,914.10 vs. price of MAD6,768.00 (14.5% below fair value)
  • GF Score™: 36/100 with 5 warning signs
  • Industry Position: 275.8% above the Insurance median (#27 of 369)

No single metric tells the full story. See the CAS:AGM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AGMA Business Description

Address 102, Rue Abderrahmane Sahraoui, Casablanca, MAR, 20070
AGMA provides insurance and reinsurance broking services. The services provided by the company include automobile, housing and property insurance, assistance, and education annuity.
36GF Score

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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD6,768.00
Price
MAD7,914.10
GF Value