AGMA (CAS:AGM) ROCE %: 35.30% (As of Dec. 2025)


CAS:AGM AGMA CAS:AGM
36 GF Score
Price MAD6,768.00
GF Value MAD7,914.10
! 5 Warning Signs
View Full Analysis

What is AGMA ROCE %?

AGMA CAS:AGM -5.99% 36 ROCE % is 35.30% as of Dec. 2025. GuruFocus rates CAS:AGM with a GF Score™ of 36/100 and a GF Value™ of MAD7,914.10. The stock has 5 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. AGMA's annualized ROCE % for the quarter that ended in Dec. 2025 was 35.30%.

AGMA  (CAS:AGM) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

AGMA ROCE % Related Terms

AGMA ROCE % Historical Data

* Premium members only.

The historical data trend for AGMA's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AGMA ROCE % Chart

AGMA Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROCE %
Get a 7-Day Free Trial Premium Member Only 46.98 33.68 34.44 33.68 37.09

AGMA Semi-Annual Data
Dec17 Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROCE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28.81 33.09 28.51 36.15 35.30
CAS:AGM
36GF Score
AGMA CAS:AGM
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AGMA ROCE % Calculation

AGMA's annualized ROCE % for the fiscal year that ended in Dec. 2025 is calculated as:

ROCE %=EBIT/( (Capital Employed+Capital Employed)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=100.257/( ( (749.347 - 472.553) + (731.386 - 467.495) )/ 2 )
=100.257/( (276.794+263.891)/ 2 )
=100.257/270.3425
=37.09 %

AGMA's ROCE % of for the quarter that ended in Dec. 2025 is calculated as:

ROCE %=EBIT (1)/( (Capital Employed+Capital Employed)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=97.908/( ( (915.94 - 625.037) + (731.386 - 467.495) )/ 2 )
=97.908/( ( 290.903 + 263.891 )/ 2 )
=97.908/277.397
=35.30 %

(1) Note: The EBIT data used here is two times the semi-annual (Dec. 2025) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of 35.30% mean?
AGMA (CAS:AGM) has a ROCE % of 35.30% as of Dec. 2025.
Is AGMA's ROCE % too high?
AGMA's current ROCE % is 35.30%. The Insurance industry median ROCE % is 8.20. AGMA's value of 35.30% is 330.8% above this industry median. Overall, AGMA has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does AGMA's ROCE % compare to BRK.A and AIG?
AGMA's ROCE % of 35.30% can be compared against companies in the Insurance industry. The industry median ROCE % is 8.20. AGMA's value of 35.30% is 330.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for an Insurance company?
The median ROCE % among Insurance companies is 8.20, based on 62 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AGMA's current ROCE % of 35.30% is 330.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median ROCE % is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AGMA's current ROCE % is 35.30%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AGMA stock overvalued right now?
AGMA (CAS:AGM) has a current ROCE % of 35.30%. The stock's GF Value™ is MAD7,914.10, compared to a current price of MAD6,768.00 — trading 14.5% below its estimated fair value. The current ROCE % is 35.30% and 330.8% above the Insurance industry median of 8.20. AGMA's overall GF Score™ is 36/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For AGMA (CAS:AGM), the current ROCE % is 35.30% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AGMA (CAS:AGM) Overvalued in 2026?

Based on GuruFocus' analysis, AGMA stock appears to be undervalued. The current stock price of MAD6,768.00 is trading 14.5% below its estimated GF Value™ of MAD7,914.10.

Key valuation signals for CAS:AGM:

  • ROCE %: 35.30%
  • GF Value™: MAD7,914.10 vs. price of MAD6,768.00 (14.5% below fair value)
  • GF Score™: 36/100 with 5 warning signs
  • Industry Position: 330.8% above the Insurance median

No single metric tells the full story. See the CAS:AGM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AGMA Business Description

Address 102, Rue Abderrahmane Sahraoui, Casablanca, MAR, 20070
AGMA provides insurance and reinsurance broking services. The services provided by the company include automobile, housing and property insurance, assistance, and education annuity.
36GF Score

Get the complete analysis for CAS:AGM

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD6,768.00
Price
MAD7,914.10
GF Value