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Fairfax Financial HoldingsFRFHF -2.36%83 3-Year EBITDA Growth Rate is 14.10% as of Jun. 2026, which is 44% below its 10-year median of 25.40. GuruFocus rates FRFHF with a GF Score™ of 83/100 and a GF Value™ of $1,619.02 (Fairly Valued). The stock has 5 warning signs investors should review. Among 290 Insurance companies, Fairfax Financial Holdings ranks worse than 53.1% on this metric.
During the past 12 months, Fairfax Financial Holdings's average EBITDA Per Share Growth Rate was 0.10% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 14.10% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 37.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Fairfax Financial Holdings was 119.70% per year. The lowest was -57.60% per year. And the median was 25.40% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Fairfax Financial Holdings 3-Year EBITDA Growth Rate Related Terms
FRFHF vs CB, PGR, TRV: 3-Year EBITDA Growth Rate Comparison
For the Insurance - Property & Casualty subindustry, Fairfax Financial Holdings's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fairfax Financial Holdings 3-Year EBITDA Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Fairfax Financial Holdings's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Fairfax Financial Holdings's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 14.10% mean?
Fairfax Financial Holdings (FRFHF) has a 3-Year EBITDA Growth Rate of 14.10% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Fairfax Financial Holdings and its competitors. This is 44% below median its historical median of 25.40. According to the industry distribution chart, Fairfax Financial Holdings ranks #154 out of 290 companies in the Insurance industry, placing it in the top 53.1%.
Is Fairfax Financial Holdings' 3-Year EBITDA Growth Rate too high?
Fairfax Financial Holdings' current 3-Year EBITDA Growth Rate of 14.10% is 44% below median its 10-year median of 25.40. The Insurance industry median 3-Year EBITDA Growth Rate is 15.55. Fairfax Financial Holdings' value of 14.10% is 9.3% below this industry median. Based on the distribution chart, Fairfax Financial Holdings ranks #154 out of 290 companies in the Insurance industry, which is below the industry midpoint. Overall, Fairfax Financial Holdings has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Fairfax Financial Holdings' 3-Year EBITDA Growth Rate compare to CB and PGR?
According to the Insurance industry distribution chart, Fairfax Financial Holdings ranks #154 out of 290 companies for 3-Year EBITDA Growth Rate. This places Fairfax Financial Holdings in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 15.55. Fairfax Financial Holdings' value of 14.10% is 9.3% below this benchmark. While the company's 10-year median is 25.40 vs. the industry median of 15.55, Fairfax Financial Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 15.55, based on 290 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fairfax Financial Holdings's current 3-Year EBITDA Growth Rate of 14.10% is 9.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Fairfax Financial Holdings and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 15.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fairfax Financial Holdings's current 3-Year EBITDA Growth Rate is 14.10%, which is 44% below median its own 10-year median of 25.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fairfax Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Fairfax Financial Holdings (FRFHF) is currently considered Fairly Valued. The stock's GF Value™ is $1,619.02, compared to a current price of $1,614.00 — trading 0.3% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 14.10%, which is 44% below median its 10-year median of 25.40 and 9.3% below the Insurance industry median of 15.55. Fairfax Financial Holdings' overall GF Score™ is 83/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Fairfax Financial Holdings (FRFHF), the current 3-Year EBITDA Growth Rate is 14.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fairfax Financial Holdings (FRFHF) Overvalued in 2026?
Based on GuruFocus' analysis, Fairfax Financial Holdings stock appears to be undervalued.
The current stock price of $1,614.00 is trading 0.3% below its estimated GF Value™ of $1,619.02.
GuruFocus considers Fairfax Financial Holdings to be Fairly Valued.
Key valuation signals for FRFHF:
3-Year EBITDA Growth Rate: 14.10% (44% below median its 10-year median of 25.40)
GF Value™: $1,619.02 vs. price of $1,614.00 (0.3% below fair value)
Industry Position: 9.3% below the Insurance median (#154 of 290)
No single metric tells the full story. See the FRFHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fairfax Financial Holdings provides reinsurance and property and casualty insurance in Canada, the United States, and other international markets. The company also has some noninsurance operations such as restaurants. Fairfax has been led by Prem Watsa, its chair and CEO, since its formation in 1985.
83GF Score
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