FRFHF (Fairfax Financial Holdings) LT-Debt-to-Total-Asset: 0.13 (As of Mar. 2026)

What is Fairfax Financial Holdings LT-Debt-to-Total-Asset?

Fairfax Financial Holdings FRFHF +0.98% 78 LT-Debt-to-Total-Asset is 0.13 as of Mar. 2026. GuruFocus rates FRFHF with a GF Score™ of 78/100 and a GF Value™ of $1,512.00 (Fairly Valued). The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Fairfax Financial Holdings's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.13.

Fairfax Financial Holdings's long-term debt to total assets ratio increased from Mar. 2025 (0.12) to Mar. 2026 (0.13). It may suggest that Fairfax Financial Holdings is progressively becoming more dependent on debt to grow their business.

Fairfax Financial Holdings (OTCPK:FRFHF) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Fairfax Financial Holdings LT-Debt-to-Total-Asset Related Terms

Fairfax Financial Holdings LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Fairfax Financial Holdings's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fairfax Financial Holdings LT-Debt-to-Total-Asset Chart

Fairfax Financial Holdings Annual Data

Trend

Dec16

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Dec19

Dec20

Dec21

Dec22

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Dec25

LT-Debt-to-Total-Asset

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0.10

0.11

0.12

Fairfax Financial Holdings Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.12	0.13	0.13	0.12	0.13

78GF Score

Fairfax Financial Holdings Ltd FRFHF

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Fairfax Financial Holdings LT-Debt-to-Total-Asset Calculation

Fairfax Financial Holdings's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	12354.1	/	107787.7
	=	0.11

Fairfax Financial Holdings's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	14048.8	/	107389.8
	=	0.13

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.13 mean?

Fairfax Financial Holdings (FRFHF) has a LT-Debt-to-Total-Asset of 0.13 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Fairfax Financial Holdings and its competitors.

Is Fairfax Financial Holdings' LT-Debt-to-Total-Asset too high?

Fairfax Financial Holdings' current LT-Debt-to-Total-Asset is 0.13. Overall, Fairfax Financial Holdings has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does Fairfax Financial Holdings' LT-Debt-to-Total-Asset compare to CB and PGR?

Fairfax Financial Holdings' LT-Debt-to-Total-Asset of 0.13 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for an Insurance company?

A good LT-Debt-to-Total-Asset depends on the Insurance industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Fairfax Financial Holdings and its competitors. Fairfax Financial Holdings's current LT-Debt-to-Total-Asset is 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Fairfax Financial Holdings stock overvalued right now?

Based on GuruFocus' analysis, Fairfax Financial Holdings (FRFHF) is currently considered Fairly Valued. The stock's GF Value™ is $1,512.00, compared to a current price of $1,682.03 — trading 11.2% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.13. Fairfax Financial Holdings' overall GF Score™ is 78/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Fairfax Financial Holdings (FRFHF), the current LT-Debt-to-Total-Asset is 0.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fairfax Financial Holdings (FRFHF) Overvalued in 2026?

Based on GuruFocus' analysis, Fairfax Financial Holdings stock appears to be overvalued. The current stock price of $1,682.03 is trading 11.2% above its estimated GF Value™ of $1,512.00. GuruFocus considers Fairfax Financial Holdings to be Fairly Valued.

Key valuation signals for FRFHF:

LT-Debt-to-Total-Asset: 0.13
GF Value™: $1,512.00 vs. price of $1,682.03 (11.2% above fair value)
GF Score™: 78/100 with 6 warning signs

No single metric tells the full story. See the FRFHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Fairfax Financial Holdings Business Description

Industry Financial Services Insurance

Comparable Companies TSX:IFC TSX:DFY CB PGR TSE:8766 TRV ALL HKSE:01339 HKSE:02328 TSE:8725 TSE:8630 CINF WRB ASX:QBE MKL L MIL:UNI XKRX:000810 WAR:PZU ASX:SUN

Other Exchanges FRFFF.PFD:USA 0KV5:UK FFX:Germany FFH.PR.K.PFD:Canada FFH:Canada

Address 95 Wellington Street West, Suite 800, Toronto, ON, CAN, M5J 2N7

Website https://www.fairfax.ca

Fairfax Financial Holdings provides reinsurance and property and casualty insurance in Canada, the United States, and other international markets. The company also has some noninsurance operations such as restaurants. Fairfax has been led by Prem Watsa, its chair and CEO, since its formation in 1985.

78GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1,682.03

Price

$1,512.00

GF Value

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