FRFHF (Fairfax Financial Holdings) EV-to-EBITDA: 5.78 (As of Aug. 14, 2026) — Near Median

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FRFHF Fairfax Financial Holdings Ltd FRFHF
84 GF Score
Price $1,654.59
GF Value $1,598.46
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Fairfax Financial Holdings EV-to-EBITDA?

Fairfax Financial Holdings FRFHF +0.30% 84 EV-to-EBITDA is 5.78 as of Aug. 14, 2026, which is 5% below its 10-year median of 6.09. GuruFocus rates FRFHF with a GF Score™ of 84/100 and a GF Value™ of $1,598.46 (Fairly Valued). The stock has 5 warning signs investors should review. Among 348 Insurance companies, Fairfax Financial Holdings ranks better than 67.24% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Fairfax Financial Holdings's enterprise value is $45,421 Mil. Fairfax Financial Holdings's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was $7,853 Mil. Therefore, Fairfax Financial Holdings's EV-to-EBITDA for today is 5.78.

The historical rank and industry rank for Fairfax Financial Holdings's EV-to-EBITDA or its related term are showing as below:

FRFHF' s EV-to-EBITDA Range Over the Past 10 Years
Min: -641.54   Med: 6.09   Max: 30.34
Current: 5.78

During the past 13 years, the highest EV-to-EBITDA of Fairfax Financial Holdings was 30.34. The lowest was -641.54. And the median was 6.09.

FRFHF's EV-to-EBITDA is ranked better than
67.24% of 348 companies
in the Insurance industry
Industry Median: 8.03 vs FRFHF: 5.78

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-08-14), Fairfax Financial Holdings's stock price is $1654.59. Fairfax Financial Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $204.100. Therefore, Fairfax Financial Holdings's PE Ratio (TTM) for today is 8.11.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


Fairfax Financial Holdings  (OTCPK:FRFHF) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Fairfax Financial Holdings's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1654.59/204.100
=8.11

Fairfax Financial Holdings's share price for today is $1654.59.
Fairfax Financial Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $204.100.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


Fairfax Financial Holdings EV-to-EBITDA Related Terms


Fairfax Financial Holdings EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Fairfax Financial Holdings's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fairfax Financial Holdings EV-to-EBITDA Chart

Fairfax Financial Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.12 3.83 4.57 6.25 6.75

Fairfax Financial Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.35 6.02 6.75 6.28 5.86

FRFHF vs CB, PGR, TRV: EV-to-EBITDA Comparison

For the Insurance - Property & Casualty subindustry, Fairfax Financial Holdings's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fairfax Financial Holdings EV-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Fairfax Financial Holdings's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Fairfax Financial Holdings's EV-to-EBITDA falls into.


FRFHF
84GF Score
Fairfax Financial Holdings Ltd FRFHF
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fairfax Financial Holdings EV-to-EBITDA Calculation

Fairfax Financial Holdings's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=45420.925/7853.3
=5.78

Fairfax Financial Holdings's current Enterprise Value is $45,421 Mil.
Fairfax Financial Holdings's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7,853 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of 5.78 mean?
Fairfax Financial Holdings (FRFHF) has a EV-to-EBITDA of 5.78 as of Aug. 14, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Fairfax Financial Holdings. This is near median its historical median of 6.09. According to the industry distribution chart, Fairfax Financial Holdings ranks #114 out of 348 companies in the Insurance industry, placing it in the top 32.8%.
Is Fairfax Financial Holdings' EV-to-EBITDA too high?
Fairfax Financial Holdings' current EV-to-EBITDA of 5.78 is near median its 10-year median of 6.09. The Insurance industry median EV-to-EBITDA is 8.03. Fairfax Financial Holdings' value of 5.78 is 28% below this industry median. Based on the distribution chart, Fairfax Financial Holdings ranks #114 out of 348 companies in the Insurance industry, which is above the industry midpoint. Overall, Fairfax Financial Holdings has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Fairfax Financial Holdings' EV-to-EBITDA compare to CB and PGR?
According to the Insurance industry distribution chart, Fairfax Financial Holdings ranks #114 out of 348 companies for EV-to-EBITDA. This puts Fairfax Financial Holdings in the upper half of its industry. The industry median EV-to-EBITDA is 8.03. Fairfax Financial Holdings' value of 5.78 is 28% below this benchmark. While the company's 10-year median is 6.09 vs. the industry median of 8.03, Fairfax Financial Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.03, based on 348 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fairfax Financial Holdings's current EV-to-EBITDA of 5.78 is 28% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Fairfax Financial Holdings. For the Insurance industry, the median EV-to-EBITDA is 8.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fairfax Financial Holdings's current EV-to-EBITDA is 5.78, which is near median its own 10-year median of 6.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fairfax Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Fairfax Financial Holdings (FRFHF) is currently considered Fairly Valued. The stock's GF Value™ is $1,598.46, compared to a current price of $1,654.59 — trading 3.5% above its estimated fair value. The current EV-to-EBITDA is 5.78, which is near median its 10-year median of 6.09 and 28% below the Insurance industry median of 8.03. Fairfax Financial Holdings' overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Fairfax Financial Holdings (FRFHF), the current EV-to-EBITDA is 5.78 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fairfax Financial Holdings (FRFHF) Overvalued in 2026?

Based on GuruFocus' analysis, Fairfax Financial Holdings stock appears to be overvalued. The current stock price of $1,654.59 is trading 3.5% above its estimated GF Value™ of $1,598.46. GuruFocus considers Fairfax Financial Holdings to be Fairly Valued.

Key valuation signals for FRFHF:

  • EV-to-EBITDA: 5.78 (near median its 10-year median of 6.09)
  • GF Value™: $1,598.46 vs. price of $1,654.59 (3.5% above fair value)
  • GF Score™: 84/100 with 5 warning signs
  • Industry Position: 28% below the Insurance median (#114 of 348)

No single metric tells the full story. See the FRFHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fairfax Financial Holdings Business Description

Address 95 Wellington Street West, Suite 800, Toronto, ON, CAN, M5J 2N7
Fairfax Financial Holdings provides reinsurance and property and casualty insurance in Canada, the United States, and other international markets. The company also has some noninsurance operations such as restaurants. Fairfax has been led by Prem Watsa, its chair and CEO, since its formation in 1985.
84GF Score

Get the complete analysis for FRFHF

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1,654.59
Price
$1,598.46
GF Value