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The Hartford Insurance GroupHIG -0.74%89 3-Year EBITDA Growth Rate is 25.70% as of Jun. 2026, which is 76% above its 10-year median of 14.60. GuruFocus rates HIG with a GF Score™ of 89/100 and a GF Value™ of $137.58 (Fairly Valued). The stock has 6 warning signs investors should review. Among 291 Insurance companies, The Hartford Insurance Group ranks better than 66.32% on this metric.
During the past 12 months, The Hartford Insurance Group's average EBITDA Per Share Growth Rate was 29.50% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 25.70% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 16.60% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was 16.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of The Hartford Insurance Group was 44.50% per year. The lowest was -23.80% per year. And the median was 14.60% per year.
The Hartford Insurance Group (NYSE:HIG) 3-Year EBITDA Growth Rate Explanation
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
The Hartford Insurance Group 3-Year EBITDA Growth Rate Related Terms
HIG vs ACGL, AIG, PLGO: 3-Year EBITDA Growth Rate Comparison
For the Insurance - Diversified subindustry, The Hartford Insurance Group's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Hartford Insurance Group 3-Year EBITDA Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, The Hartford Insurance Group's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where The Hartford Insurance Group's 3-Year EBITDA Growth Rate falls into.
The Hartford Insurance Group 3-Year EBITDA Growth Rate Calculation
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 25.70% mean?
The Hartford Insurance Group (HIG) has a 3-Year EBITDA Growth Rate of 25.70% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for The Hartford Insurance Group and its competitors. This is 76% above median its historical median of 14.60. According to the industry distribution chart, The Hartford Insurance Group ranks #98 out of 291 companies in the Insurance industry, placing it in the top 33.7%.
Is The Hartford Insurance Group's 3-Year EBITDA Growth Rate too high?
The Hartford Insurance Group's current 3-Year EBITDA Growth Rate of 25.70% is 76% above median its 10-year median of 14.60. The Insurance industry median 3-Year EBITDA Growth Rate is 16.50. The Hartford Insurance Group's value of 25.70% is 55.8% above this industry median. Based on the distribution chart, The Hartford Insurance Group ranks #98 out of 291 companies in the Insurance industry, which is above the industry midpoint. Overall, The Hartford Insurance Group has a GF Score™ of 89/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does The Hartford Insurance Group's 3-Year EBITDA Growth Rate compare to ACGL and AIG?
According to the Insurance industry distribution chart, The Hartford Insurance Group ranks #98 out of 291 companies for 3-Year EBITDA Growth Rate. This puts The Hartford Insurance Group in the upper half of its industry. The industry median 3-Year EBITDA Growth Rate is 16.50. The Hartford Insurance Group's value of 25.70% is 55.8% above this benchmark. While the company's 10-year median is 14.60 vs. the industry median of 16.50, The Hartford Insurance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 16.50, based on 291 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Hartford Insurance Group's current 3-Year EBITDA Growth Rate of 25.70% is 55.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for The Hartford Insurance Group and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 16.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Hartford Insurance Group's current 3-Year EBITDA Growth Rate is 25.70%, which is 76% above median its own 10-year median of 14.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Hartford Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, The Hartford Insurance Group (HIG) is currently considered Fairly Valued. The stock's GF Value™ is $137.58, compared to a current price of $136.10 — trading 1.1% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 25.70%, which is 76% above median its 10-year median of 14.60 and 55.8% above the Insurance industry median of 16.50. The Hartford Insurance Group's overall GF Score™ is 89/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For The Hartford Insurance Group (HIG), the current 3-Year EBITDA Growth Rate is 25.70% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Hartford Insurance Group (HIG) Overvalued in 2026?
Based on GuruFocus' analysis, The Hartford Insurance Group stock appears to be undervalued.
The current stock price of $136.10 is trading 1.1% below its estimated GF Value™ of $137.58.
GuruFocus considers The Hartford Insurance Group to be Fairly Valued.
Key valuation signals for HIG:
3-Year EBITDA Growth Rate: 25.70% (76% above median its 10-year median of 14.60)
GF Value™: $137.58 vs. price of $136.10 (1.1% below fair value)
Industry Position: 55.8% above the Insurance median (#98 of 291)
No single metric tells the full story. See the HIG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Hartford Insurance Group Inc. provides property and casualty insurance, group benefits, and mutual funds. The company is widely recognized for its service excellence, sustainability practices, trust, and integrity. The Company currently conducts business principally in five reportable segments, including Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits, and Hartford Funds, as well as a Corporate category. The company generates a majority of its revenue from Business Insurance.
89GF Score
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