The Hartford Insurance GroupHIG +2.70%89 OCF Yield % is 16.30 as of Jun. 27, 2026, which is 3% above its 10-year median of 15.85. GuruFocus rates HIG with a GF Score™ of 89/100 and a GF Value™ of $134.62 (Fairly Valued). The stock has 5 warning signs investors should review. Among 504 Insurance companies, The Hartford Insurance Group ranks better than 72.62% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
The Hartford Insurance Group OCF Yield % Explanation
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
The Hartford Insurance Group OCF Yield % Related Terms
The Hartford Insurance Group OCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, The Hartford Insurance Group's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Hartford Insurance Group OCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, The Hartford Insurance Group's OCF Yield % distribution charts can be found below:
* The bar in red indicates where The Hartford Insurance Group's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Hartford Insurance Group (HIG) has a OCF Yield % of 16.30 as of Jun. 27, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on The Hartford Insurance Group and its competitors. This is near median its historical median of 15.85. Over the past decade, The Hartford Insurance Group's OCF Yield % has ranged from 9.54 to 30.63. According to the industry distribution chart, The Hartford Insurance Group ranks #138 out of 504 companies in the Insurance industry, placing it in the top 27.4%.
Is The Hartford Insurance Group's OCF Yield % too high?
The Hartford Insurance Group's current OCF Yield % of 16.30 is near median its 10-year median of 15.85. Over the past 10 years, this metric has ranged from a low of 9.54 to a high of 30.63. The Insurance industry median OCF Yield % is 8.05. The Hartford Insurance Group's value of 16.30 is 102.6% above this industry median. Based on the distribution chart, The Hartford Insurance Group ranks #138 out of 504 companies in the Insurance industry, which is above the industry midpoint. Overall, The Hartford Insurance Group has a GF Score™ of 89/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does The Hartford Insurance Group's OCF Yield % compare to ACGL and AIG?
According to the Insurance industry distribution chart, The Hartford Insurance Group ranks #138 out of 504 companies for OCF Yield %. This puts The Hartford Insurance Group in the upper half of its industry. The industry median OCF Yield % is 8.05. The Hartford Insurance Group's value of 16.30 is 102.6% above this benchmark. Historically, The Hartford Insurance Group's own OCF Yield % has ranged from 9.54 to 30.63 over the past decade. While the company's 10-year median is 15.85 vs. the industry median of 8.05, The Hartford Insurance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for an Insurance company?
The median OCF Yield % among Insurance companies is 8.05, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Hartford Insurance Group's current OCF Yield % of 16.30 is 102.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on The Hartford Insurance Group and its competitors. For the Insurance industry, the median OCF Yield % is 8.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Hartford Insurance Group's current OCF Yield % is 16.30, which is near median its own 10-year median of 15.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Hartford Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, The Hartford Insurance Group (HIG) is currently considered Fairly Valued. The stock's GF Value™ is $134.62, compared to a current price of $133.89 — trading 0.5% below its estimated fair value. The current OCF Yield % is 16.30, which is near median its 10-year median of 15.85 and 102.6% above the Insurance industry median of 8.05. The Hartford Insurance Group's overall GF Score™ is 89/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For The Hartford Insurance Group (HIG), the current OCF Yield % is 16.30 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Hartford Insurance Group (HIG) Overvalued in 2026?
Based on GuruFocus' analysis, The Hartford Insurance Group stock appears to be undervalued.
The current stock price of $133.89 is trading 0.5% below its estimated GF Value™ of $134.62.
GuruFocus considers The Hartford Insurance Group to be Fairly Valued.
Key valuation signals for HIG:
OCF Yield %: 16.30 (near median its 10-year median of 15.85)
GF Value™: $134.62 vs. price of $133.89 (0.5% below fair value)
Industry Position: 102.6% above the Insurance median (#138 of 504)
No single metric tells the full story. See the HIG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Hartford Insurance Group Inc. provides property and casualty insurance, group benefits, and mutual funds. The company is widely recognized for its service excellence, sustainability practices, trust, and integrity. The Company currently conducts business principally in five reportable segments, including Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits, and Hartford Funds, as well as a Corporate category. The company generates a majority of its revenue from Business Insurance.
89GF Score
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