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The Hartford Insurance GroupHIG -0.62%90 3-Year Share Buyback Ratio is 4.20 as of Jun. 2026, which is 950% above its 10-year median of 0.40. GuruFocus rates HIG with a GF Score™ of 90/100 and a GF Value™ of $137.69 (Fairly Valued). The stock has 5 warning signs investors should review. Among 277 Insurance companies, The Hartford Insurance Group ranks better than 87.73% on this metric.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. The Hartford Insurance Group's current 3-Year Share Buyback Ratio was 4.20%.
The historical rank and industry rank for The Hartford Insurance Group's 3-Year Share Buyback Ratio or its related term are showing as below:
HIG'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -12.3 Med: 0.4 Max: 6.2
Current: 4.2
During the past 13 years, The Hartford Insurance Group's highest 3-Year Share Buyback Ratio was 6.20%. The lowest was -12.30%. And the median was 0.40%.
HIG's 3-Year Share Buyback Ratio is ranked better than 87.73% of 277
companies
in the Insurance industry
Industry Median: -0.1
vs HIG: 4.20
The Hartford Insurance Group (NYSE:HIG) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
The Hartford Insurance Group 3-Year Share Buyback Ratio Related Terms
HIG vs AIG, ACGL, PLGO: 3-Year Share Buyback Ratio Comparison
For the Insurance - Diversified subindustry, The Hartford Insurance Group's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Hartford Insurance Group 3-Year Share Buyback Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, The Hartford Insurance Group's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where The Hartford Insurance Group's 3-Year Share Buyback Ratio falls into.
The Hartford Insurance Group 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of 4.20 mean?
The Hartford Insurance Group (HIG) has a 3-Year Share Buyback Ratio of 4.20 as of Jun. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for The Hartford Insurance Group and its competitors. This is 950% above median its historical median of 0.40. According to the industry distribution chart, The Hartford Insurance Group ranks #34 out of 277 companies in the Insurance industry, placing it in the top 12.3%.
Is The Hartford Insurance Group's 3-Year Share Buyback Ratio too high?
The Hartford Insurance Group's current 3-Year Share Buyback Ratio of 4.20 is 950% above median its 10-year median of 0.40. Based on the distribution chart, The Hartford Insurance Group ranks #34 out of 277 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, The Hartford Insurance Group has a GF Score™ of 90/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does The Hartford Insurance Group's 3-Year Share Buyback Ratio compare to AIG and ACGL?
According to the Insurance industry distribution chart, The Hartford Insurance Group ranks #34 out of 277 companies for 3-Year Share Buyback Ratio. This places The Hartford Insurance Group in the top 12% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for an Insurance company?
A good 3-Year Share Buyback Ratio depends on the Insurance industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for The Hartford Insurance Group and its competitors. The Hartford Insurance Group's current 3-Year Share Buyback Ratio is 4.20, which is 950% above median its own 10-year median of 0.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Hartford Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, The Hartford Insurance Group (HIG) is currently considered Fairly Valued. The stock's GF Value™ is $137.69, compared to a current price of $137.69 — trading right at its estimated fair value. The current 3-Year Share Buyback Ratio is 4.20, which is 950% above median its 10-year median of 0.40. The Hartford Insurance Group's overall GF Score™ is 90/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For The Hartford Insurance Group (HIG), the current 3-Year Share Buyback Ratio is 4.20 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Hartford Insurance Group (HIG) Overvalued in 2026?
Based on GuruFocus' analysis, The Hartford Insurance Group stock appears to be undervalued.
The current stock price of $137.69 is trading 0% below its estimated GF Value™ of $137.69.
GuruFocus considers The Hartford Insurance Group to be Fairly Valued.
Key valuation signals for HIG:
3-Year Share Buyback Ratio: 4.20 (950% above median its 10-year median of 0.40)
GF Value™: $137.69 vs. price of $137.69 (0% below fair value)
No single metric tells the full story. See the HIG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Hartford Insurance Group Inc. provides property and casualty insurance, group benefits, and mutual funds. The company is widely recognized for its service excellence, sustainability practices, trust, and integrity. The Company currently conducts business principally in five reportable segments, including Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits, and Hartford Funds, as well as a Corporate category. The company generates a majority of its revenue from Business Insurance.
90GF Score
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3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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