HIG (The Hartford Insurance Group) Scaled Net Operating Assets: 0.02 (As of Mar. 2026)


HIG The Hartford Insurance Group Inc HIG
89 GF Score
Price $133.89
GF Value $134.62
Valuation Fairly Valued
! 5 Warning Signs
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What is The Hartford Insurance Group Scaled Net Operating Assets?

The Hartford Insurance Group HIG +2.70% 89 Scaled Net Operating Assets is 0.02 as of Mar. 2026. GuruFocus rates HIG with a GF Score™ of 89/100 and a GF Value™ of $134.62 (Fairly Valued). The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

The Hartford Insurance Group's operating assets for the quarter that ended in Mar. 2026 was $64,571 Mil. The Hartford Insurance Group's operating liabilities for the quarter that ended in Mar. 2026 was $63,061 Mil. The Hartford Insurance Group's Total Assets for the quarter that ended in Dec. 2025 was $85,997 Mil. Therefore, The Hartford Insurance Group's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.02.

HIG
89GF Score
The Hartford Insurance Group Inc HIG
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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The Hartford Insurance Group Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

The Hartford Insurance Group's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(85864-62647)/80917
=0.29

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=85997 - 133
=85864

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=67018 - 4371 - 0
=62647

The Hartford Insurance Group's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(64571-63061)/85997
=0.02

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=86322 - 21751
=64571

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=67433 - 4372 - 0
=63061

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.02 mean?
The Hartford Insurance Group (HIG) has a Scaled Net Operating Assets of 0.02 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on The Hartford Insurance Group and its competitors.
Is The Hartford Insurance Group's Scaled Net Operating Assets too high?
The Hartford Insurance Group's current Scaled Net Operating Assets is 0.02. Overall, The Hartford Insurance Group has a GF Score™ of 89/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does The Hartford Insurance Group's Scaled Net Operating Assets compare to ACGL and AIG?
The Hartford Insurance Group's Scaled Net Operating Assets of 0.02 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on The Hartford Insurance Group and its competitors. The Hartford Insurance Group's current Scaled Net Operating Assets is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Hartford Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, The Hartford Insurance Group (HIG) is currently considered Fairly Valued. The stock's GF Value™ is $134.62, compared to a current price of $133.89 — trading 0.5% below its estimated fair value. The current Scaled Net Operating Assets is 0.02. The Hartford Insurance Group's overall GF Score™ is 89/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For The Hartford Insurance Group (HIG), the current Scaled Net Operating Assets is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Hartford Insurance Group (HIG) Overvalued in 2026?

Based on GuruFocus' analysis, The Hartford Insurance Group stock appears to be undervalued. The current stock price of $133.89 is trading 0.5% below its estimated GF Value™ of $134.62. GuruFocus considers The Hartford Insurance Group to be Fairly Valued.

Key valuation signals for HIG:

  • Scaled Net Operating Assets: 0.02
  • GF Value™: $134.62 vs. price of $133.89 (0.5% below fair value)
  • GF Score™: 89/100 with 5 warning signs

No single metric tells the full story. See the HIG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The Hartford Insurance Group Business Description

Address One Hartford Plaza, Hartford, CT, USA, 06155
The Hartford Insurance Group Inc. provides property and casualty insurance, group benefits, and mutual funds. The company is widely recognized for its service excellence, sustainability practices, trust, and integrity. The Company currently conducts business principally in five reportable segments, including Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits, and Hartford Funds, as well as a Corporate category. The company generates a majority of its revenue from Business Insurance.
89GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$133.89
Price
$134.62
GF Value