City Auto (STC:CTF) 3-Year EBITDA Growth Rate: -0.50% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:CTF City Auto Corp STC:CTF
80 GF Score
Price ₫17,350.00
GF Value ₫28,615.81
Valuation Significantly Undervalued
! 8 Warning Signs
View Full Analysis

What is City Auto 3-Year EBITDA Growth Rate?

City Auto STC:CTF +1.17% 80 3-Year EBITDA Growth Rate is -0.50% as of Mar. 2026. GuruFocus rates STC:CTF with a GF Score™ of 80/100 and a GF Value™ of ₫28,615.81 (Significantly Undervalued). The stock has 8 warning signs investors should review. Among 1,165 Vehicles & Parts companies, City Auto ranks worse than 65.84% on this metric.

City Auto's EBITDA per Share for the three months ended in Mar. 2026 was ₫628.49.

During the past 12 months, City Auto's average EBITDA Per Share Growth Rate was -4.60% per year. During the past 3 years, the average EBITDA Per Share Growth Rate was -0.50% per year. During the past 5 years, the average EBITDA Per Share Growth Rate was 23.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

During the past 8 years, the highest 3-Year average EBITDA Per Share Growth Rate of City Auto was 45.10% per year. The lowest was -0.50% per year. And the median was 19.10% per year.


City Auto  (STC:CTF) 3-Year EBITDA Growth Rate Explanation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.


City Auto 3-Year EBITDA Growth Rate Related Terms


STC:CTF vs CVNA, PAG, KMX: 3-Year EBITDA Growth Rate Comparison

For the Auto & Truck Dealerships subindustry, City Auto's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


City Auto 3-Year EBITDA Growth Rate vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, City Auto's 3-Year EBITDA Growth Rate distribution charts can be found below:

* The bar in red indicates where City Auto's 3-Year EBITDA Growth Rate falls into.


STC:CTF
80GF Score
City Auto Corp STC:CTF
3-Year EBITDA Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

City Auto 3-Year EBITDA Growth Rate Calculation

This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

What does a 3-Year EBITDA Growth Rate of -0.50% mean?
City Auto (STC:CTF) has a 3-Year EBITDA Growth Rate of -0.50% as of Mar. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for City Auto and its competitors. According to the industry distribution chart, City Auto ranks #767 out of 1165 companies in the Vehicles & Parts industry, placing it in the top 65.8%.
Is City Auto's 3-Year EBITDA Growth Rate too high?
City Auto's current 3-Year EBITDA Growth Rate is -0.50%. Based on the distribution chart, City Auto ranks #767 out of 1165 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, City Auto has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does City Auto's 3-Year EBITDA Growth Rate compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, City Auto ranks #767 out of 1165 companies for 3-Year EBITDA Growth Rate. This places City Auto in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 6.80. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Vehicles & Parts company?
The median 3-Year EBITDA Growth Rate among Vehicles & Parts companies is 6.80, based on 1,165 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for City Auto and its competitors. For the Vehicles & Parts industry, the median 3-Year EBITDA Growth Rate is 6.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. City Auto's current 3-Year EBITDA Growth Rate is -0.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is City Auto stock overvalued right now?
Based on GuruFocus' analysis, City Auto (STC:CTF) is currently considered Significantly Undervalued. The stock's GF Value™ is ₫28,615.81, compared to a current price of ₫17,350.00 — trading 39.4% below its estimated fair value. The current 3-Year EBITDA Growth Rate is -0.50%. City Auto's overall GF Score™ is 80/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For City Auto (STC:CTF), the current 3-Year EBITDA Growth Rate is -0.50% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is City Auto (STC:CTF) Overvalued in 2026?

Based on GuruFocus' analysis, City Auto stock appears to be undervalued. The current stock price of ₫17,350.00 is trading 39.4% below its estimated GF Value™ of ₫28,615.81. GuruFocus considers City Auto to be Significantly Undervalued.

Key valuation signals for STC:CTF:

  • 3-Year EBITDA Growth Rate: -0.50%
  • GF Value™: ₫28,615.81 vs. price of ₫17,350.00 (39.4% below fair value)
  • GF Score™: 80/100 with 8 warning signs

No single metric tells the full story. See the STC:CTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


City Auto Business Description

Address No. 218 National Highway 13, Hiep Binh Chanh Ward, Thu Duc District, Ho Chi Minh, VNM
City Auto Corp operates as an automobile dealer and services company in Vietnam.
80GF Score

Get the complete analysis for STC:CTF

3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫17,350.00
Price
₫28,615.81
GF Value