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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
City AutoSTC:CTF +0.29%77 3-1 Month Momentum % is -3.58% as of Jul. 22, 2026. GuruFocus rates STC:CTF with a GF Score™ of 77/100 and a GF Value™ of ₫28,576.51 (Significantly Undervalued). The stock has 8 warning signs investors should review. Among 1,324 Vehicles & Parts companies, City Auto ranks better than 57.48% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-22), City Auto's 3-1 Month Momentum % is -3.58%.
The industry rank for City Auto's 3-1 Month Momentum % or its related term are showing as below:
STC:CTF's 3-1 Month Momentum % is ranked better than 57.48% of 1324
companies
in the Vehicles & Parts industry
Industry Median: -6.285
vs STC:CTF: -3.58
City Auto (STC:CTF) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
City Auto 3-1 Month Momentum % Related Terms
STC:CTF vs CVNA, PAG, ALTB: 3-1 Month Momentum % Comparison
For the Auto & Truck Dealerships subindustry, City Auto's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
City Auto 3-1 Month Momentum % vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, City Auto's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where City Auto's 3-1 Month Momentum % falls into.
City Auto (STC:CTF) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
City Auto (STC:CTF) has a 3-1 Month Momentum % of -3.58% as of Jul. 22, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on City Auto and its competitors. According to the industry distribution chart, City Auto ranks #563 out of 1324 companies in the Vehicles & Parts industry, placing it in the top 42.5%.
Is City Auto's 3-1 Month Momentum % too high?
City Auto's current 3-1 Month Momentum % is -3.58%. Based on the distribution chart, City Auto ranks #563 out of 1324 companies in the Vehicles & Parts industry, which is above the industry midpoint. Overall, City Auto has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does City Auto's 3-1 Month Momentum % compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, City Auto ranks #563 out of 1324 companies for 3-1 Month Momentum %. This puts City Auto in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Vehicles & Parts company?
A good 3-1 Month Momentum % depends on the Vehicles & Parts industry context. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on City Auto and its competitors. City Auto's current 3-1 Month Momentum % is -3.58%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is City Auto stock overvalued right now?
Based on GuruFocus' analysis, City Auto (STC:CTF) is currently considered Significantly Undervalued. The stock's GF Value™ is ₫28,576.51, compared to a current price of ₫17,150.00 — trading 40% below its estimated fair value. The current 3-1 Month Momentum % is -3.58%. City Auto's overall GF Score™ is 77/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For City Auto (STC:CTF), the current 3-1 Month Momentum % is -3.58% as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is City Auto (STC:CTF) Overvalued in 2026?
Based on GuruFocus' analysis, City Auto stock appears to be undervalued.
The current stock price of ₫17,150.00 is trading 40% below its estimated GF Value™ of ₫28,576.51.
GuruFocus considers City Auto to be Significantly Undervalued.
Key valuation signals for STC:CTF:
3-1 Month Momentum %: -3.58%
GF Value™: ₫28,576.51 vs. price of ₫17,150.00 (40% below fair value)
No single metric tells the full story. See the STC:CTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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