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Finkurve Financial ServicesBOM:508954 -2.73%59 EBITDA Margin % is 23.98% as of Mar. 2026, which is 8% below its 10-year median of 26.13. GuruFocus rates BOM:508954 with a GF Score™ of 59/100 and a GF Value™ of ₹169.30 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 418 Credit Services companies, Finkurve Financial Services ranks better than 57.18% on this metric.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Finkurve Financial Services EBITDA Margin % Related Terms
Finkurve Financial Services EBITDA Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:508954 vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, Finkurve Financial Services's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finkurve Financial Services EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Finkurve Financial Services's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Finkurve Financial Services's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Finkurve Financial Services (BOM:508954) has a EBITDA Margin % of 23.98% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Finkurve Financial Services and its competitors. This is near median its historical median of 26.13. Over the past decade, Finkurve Financial Services' EBITDA Margin % has ranged from 0.18 to 121.01. According to the industry distribution chart, Finkurve Financial Services ranks #179 out of 418 companies in the Credit Services industry, placing it in the top 42.8%.
Is Finkurve Financial Services' EBITDA Margin % too high?
Finkurve Financial Services' current EBITDA Margin % of 23.98% is near median its 10-year median of 26.13. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 121.01. The Credit Services industry median EBITDA Margin % is 21.53. Finkurve Financial Services' value of 23.98% is 11.4% above this industry median. Based on the distribution chart, Finkurve Financial Services ranks #179 out of 418 companies in the Credit Services industry, which is above the industry midpoint. Overall, Finkurve Financial Services has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Finkurve Financial Services' EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Finkurve Financial Services ranks #179 out of 418 companies for EBITDA Margin %. This puts Finkurve Financial Services in the upper half of its industry. The industry median EBITDA Margin % is 21.53. Finkurve Financial Services' value of 23.98% is 11.4% above this benchmark. Historically, Finkurve Financial Services' own EBITDA Margin % has ranged from 0.18 to 121.01 over the past decade. While the company's 10-year median is 26.13 vs. the industry median of 21.53, Finkurve Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 21.53, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Finkurve Financial Services's current EBITDA Margin % of 23.98% is 11.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Finkurve Financial Services and its competitors. For the Credit Services industry, the median EBITDA Margin % is 21.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finkurve Financial Services's current EBITDA Margin % is 23.98%, which is near median its own 10-year median of 26.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finkurve Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Finkurve Financial Services (BOM:508954) is currently considered Possible Value Trap. The stock's GF Value™ is ₹169.30, compared to a current price of ₹60.47 — trading 64.3% below its estimated fair value. The current EBITDA Margin % is 23.98%, which is near median its 10-year median of 26.13 and 11.4% above the Credit Services industry median of 21.53. Finkurve Financial Services' overall GF Score™ is 59/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Finkurve Financial Services (BOM:508954), the current EBITDA Margin % is 23.98% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Finkurve Financial Services (BOM:508954) Overvalued in 2026?
Based on GuruFocus' analysis, Finkurve Financial Services stock appears to be undervalued.
The current stock price of ₹60.47 is trading 64.3% below its estimated GF Value™ of ₹169.30.
GuruFocus considers Finkurve Financial Services to be Possible Value Trap.
Key valuation signals for BOM:508954:
EBITDA Margin %: 23.98% (near median its 10-year median of 26.13)
GF Value™: ₹169.30 vs. price of ₹60.47 (64.3% below fair value)
Industry Position: 11.4% above the Credit Services median (#179 of 418)
No single metric tells the full story. See the BOM:508954 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Finkurve Financial Services Ltd is a cutting-edge, AI/ML-powered, customer-centric finance company revolutionizing the lending industry. It aspires to provide simple, swift, and effective digital lending solutions. The company specializes in digital Personal and Gold loans, delivering hassle-free access to funds when required.
59GF Score
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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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