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The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Finkurve Financial Services's share price is ₹59.25.
Finkurve Financial Services's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₹14.59. Hence, Finkurve Financial Services's PS Ratio for today is 4.06.
Good Sign:
Finkurve Financial Services Ltd stock PS Ratio (=4.04) is close to 10-year low of 3.69.
The historical rank and industry rank for Finkurve Financial Services's PS Ratio or its related term are showing as below:
BOM:508954'
s PS Ratio Range Over the Past 10 Years
Min: 3.69 Med: 19.32 Max: 134.24
Current: 4.06
During the past 13 years, Finkurve Financial Services's highest PS Ratio was 134.24. The lowest was 3.69. And the median was 19.32.
BOM:508954's PS Ratio is ranked worse than 61.33% of 525
companies
in the Credit Services industry
Industry Median: 2.89
vs BOM:508954: 4.06
During the past 12 months, the average Revenue per Share Growth Rate of Finkurve Financial Services was 34.40% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 54.60% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 57.10% per year.
During the past 10 years, the average Revenue per Share Growth Rate was -11.80% per year.
During the past 13 years, Finkurve Financial Services's highest 3-Year average Revenue per Share Growth Rate was 1555.20% per year. The lowest was -67.40% per year. And the median was 19.65% per year.
Finkurve Financial Services (BOM:508954) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Finkurve Financial Services PS Ratio Related Terms
Finkurve Financial Services PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Finkurve Financial Services's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finkurve Financial Services PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Finkurve Financial Services's PS Ratio distribution charts can be found below:
* The bar in red indicates where Finkurve Financial Services's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Finkurve Financial Services's Share Price of today is ₹59.25. Finkurve Financial Services's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹14.59.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Finkurve Financial Services (BOM:508954) has a PS Ratio of 4.06 as of Aug. 09, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Finkurve Financial Services and its competitors. This is 79% below median its historical median of 19.32. Over the past decade, Finkurve Financial Services' PS Ratio has ranged from 3.69 to 134.24. According to the industry distribution chart, Finkurve Financial Services ranks #322 out of 525 companies in the Credit Services industry, placing it in the top 61.3%.
Is Finkurve Financial Services' PS Ratio too high?
Finkurve Financial Services' current PS Ratio of 4.06 is 79% below median its 10-year median of 19.32. Over the past 10 years, this metric has ranged from a low of 3.69 to a high of 134.24. The Credit Services industry median PS Ratio is 2.89. Finkurve Financial Services' value of 4.06 is 40.5% above this industry median. Based on the distribution chart, Finkurve Financial Services ranks #322 out of 525 companies in the Credit Services industry, which is below the industry midpoint. Overall, Finkurve Financial Services has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Finkurve Financial Services' PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Finkurve Financial Services ranks #322 out of 525 companies for PS Ratio. This places Finkurve Financial Services in the lower half of its industry. The industry median PS Ratio is 2.89. Finkurve Financial Services' value of 4.06 is 40.5% above this benchmark. Historically, Finkurve Financial Services' own PS Ratio has ranged from 3.69 to 134.24 over the past decade. While the company's 10-year median is 19.32 vs. the industry median of 2.89, Finkurve Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.89, based on 525 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Finkurve Financial Services's current PS Ratio of 4.06 is 40.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Finkurve Financial Services and its competitors. For the Credit Services industry, the median PS Ratio is 2.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finkurve Financial Services's current PS Ratio is 4.06, which is 79% below median its own 10-year median of 19.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finkurve Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Finkurve Financial Services (BOM:508954) is currently considered Possible Value Trap. The stock's GF Value™ is ₹170.08, compared to a current price of ₹59.25 — trading 65.2% below its estimated fair value. The current PS Ratio is 4.06, which is 79% below median its 10-year median of 19.32 and 40.5% above the Credit Services industry median of 2.89. Finkurve Financial Services' overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Finkurve Financial Services (BOM:508954), the current PS Ratio is 4.06 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Finkurve Financial Services (BOM:508954) Overvalued in 2026?
Based on GuruFocus' analysis, Finkurve Financial Services stock appears to be undervalued.
The current stock price of ₹59.25 is trading 65.2% below its estimated GF Value™ of ₹170.08.
GuruFocus considers Finkurve Financial Services to be Possible Value Trap.
Key valuation signals for BOM:508954:
PS Ratio: 4.06 (79% below median its 10-year median of 19.32)
GF Value™: ₹170.08 vs. price of ₹59.25 (65.2% below fair value)
Industry Position: 40.5% above the Credit Services median (#322 of 525)
No single metric tells the full story. See the BOM:508954 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Finkurve Financial Services Ltd is a cutting-edge, AI/ML-powered, customer-centric finance company revolutionizing the lending industry. It aspires to provide simple, swift, and effective digital lending solutions. The company specializes in digital Personal and Gold loans, delivering hassle-free access to funds when required.
58GF Score
Get the complete analysis for BOM:508954
PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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