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Sera Investments & Finance IndiaBOM:512399 +2.58%42 EBITDA Margin % is 91.74% as of Mar. 2026, which is 43% above its 10-year median of 64.16. GuruFocus rates BOM:512399 with a GF Score™ of 42/100. The stock has 1 warning sign investors should review. Among 418 Credit Services companies, Sera Investments & Finance India ranks better than 95.45% on this metric.
Sera Investments & Finance India (BOM:512399) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Sera Investments & Finance India EBITDA Margin % Related Terms
Sera Investments & Finance India EBITDA Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sera Investments & Finance India EBITDA Margin % Chart
BOM:512399 vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, Sera Investments & Finance India's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sera Investments & Finance India EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Sera Investments & Finance India's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Sera Investments & Finance India's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sera Investments & Finance India (BOM:512399) has a EBITDA Margin % of 91.74% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Sera Investments & Finance India and its competitors. This is 43% above median its historical median of 64.16. According to the industry distribution chart, Sera Investments & Finance India ranks #19 out of 418 companies in the Credit Services industry, placing it in the top 4.5%.
Is Sera Investments & Finance India's EBITDA Margin % too high?
Sera Investments & Finance India's current EBITDA Margin % of 91.74% is 43% above median its 10-year median of 64.16. The Credit Services industry median EBITDA Margin % is 21.53. Sera Investments & Finance India's value of 91.74% is 326.1% above this industry median. Based on the distribution chart, Sera Investments & Finance India ranks #19 out of 418 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Sera Investments & Finance India has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does Sera Investments & Finance India's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Sera Investments & Finance India ranks #19 out of 418 companies for EBITDA Margin %. This places Sera Investments & Finance India in the top 5% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 21.53. Sera Investments & Finance India's value of 91.74% is 326.1% above this benchmark. While the company's 10-year median is 64.16 vs. the industry median of 21.53, Sera Investments & Finance India has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 21.53, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sera Investments & Finance India's current EBITDA Margin % of 91.74% is 326.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Sera Investments & Finance India and its competitors. For the Credit Services industry, the median EBITDA Margin % is 21.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sera Investments & Finance India's current EBITDA Margin % is 91.74%, which is 43% above median its own 10-year median of 64.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sera Investments & Finance India stock overvalued right now?
Sera Investments & Finance India (BOM:512399) has a current EBITDA Margin % of 91.74%. The current EBITDA Margin % is 91.74%, which is 43% above median its 10-year median of 64.16 and 326.1% above the Credit Services industry median of 21.53. Sera Investments & Finance India's overall GF Score™ is 42/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Sera Investments & Finance India (BOM:512399), the current EBITDA Margin % is 91.74% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Sera Investments & Finance India Ltd is an India-based company engaged in the provision of financial services. The company operates through a single segment namely Non-Banking financial activities.
42GF Score
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