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What is Sera Investments & Finance India Gross Margin %?
Sera Investments & Finance IndiaBOM:512399 +2.58%42 Gross Margin % is 99.76% as of Mar. 2026, which is 14% above its 10-year median of 87.69. GuruFocus rates BOM:512399 with a GF Score™ of 42/100. The stock has 1 warning sign investors should review. Among 390 Credit Services companies, Sera Investments & Finance India ranks better than 98.97% on this metric.
Sera Investments & Finance India (BOM:512399) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Sera Investments & Finance India had a gross margin of 99.76% for the quarter that ended in Mar. 2026 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Sera Investments & Finance India Gross Margin % Related Terms
Sera Investments & Finance India Gross Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sera Investments & Finance India Gross Margin % Chart
BOM:512399 vs V, MA, AXP: Gross Margin % Comparison
For the Credit Services subindustry, Sera Investments & Finance India's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sera Investments & Finance India Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Sera Investments & Finance India's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Sera Investments & Finance India's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Sera Investments & Finance India (BOM:512399) has a Gross Margin % of 99.76% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Sera Investments & Finance India and its competitors. This is 14% above median its historical median of 87.69. According to the industry distribution chart, Sera Investments & Finance India ranks #4 out of 390 companies in the Credit Services industry, placing it in the top 1%.
Is Sera Investments & Finance India's Gross Margin % too high?
Sera Investments & Finance India's current Gross Margin % of 99.76% is 14% above median its 10-year median of 87.69. The Credit Services industry median Gross Margin % is 51.50. Sera Investments & Finance India's value of 99.76% is 93.7% above this industry median. Based on the distribution chart, Sera Investments & Finance India ranks #4 out of 390 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Sera Investments & Finance India has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does Sera Investments & Finance India's Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Sera Investments & Finance India ranks #4 out of 390 companies for Gross Margin %. This places Sera Investments & Finance India in the top 1% of its industry — outperforming the majority of peers. The industry median Gross Margin % is 51.50. Sera Investments & Finance India's value of 99.76% is 93.7% above this benchmark. While the company's 10-year median is 87.69 vs. the industry median of 51.50, Sera Investments & Finance India has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.50, based on 390 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sera Investments & Finance India's current Gross Margin % of 99.76% is 93.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Sera Investments & Finance India and its competitors. For the Credit Services industry, the median Gross Margin % is 51.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sera Investments & Finance India's current Gross Margin % is 99.76%, which is 14% above median its own 10-year median of 87.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sera Investments & Finance India stock overvalued right now?
Sera Investments & Finance India (BOM:512399) has a current Gross Margin % of 99.76%. The current Gross Margin % is 99.76%, which is 14% above median its 10-year median of 87.69 and 93.7% above the Credit Services industry median of 51.50. Sera Investments & Finance India's overall GF Score™ is 42/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Sera Investments & Finance India (BOM:512399), the current Gross Margin % is 99.76% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Sera Investments & Finance India Ltd is an India-based company engaged in the provision of financial services. The company operates through a single segment namely Non-Banking financial activities.
42GF Score
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