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What is Sera Investments & Finance India PS Ratio?
Sera Investments & Finance IndiaBOM:512399 -2.18%42 PS Ratio is 2.89 as of Sep. 05, 2026, which is 79% below its 10-year median of 13.71. GuruFocus rates BOM:512399 with a GF Score™ of 42/100. The stock has 3 warning signs investors should review. Among 519 Credit Services companies, Sera Investments & Finance India ranks better than 55.49% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Sera Investments & Finance India's share price is ₹56.19.
Sera Investments & Finance India's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was ₹19.41. Hence, Sera Investments & Finance India's PS Ratio for today is 2.89.
During the past 13 years, Sera Investments & Finance India's highest 3-Year average Revenue per Share Growth Rate was 232.90% per year. The lowest was -72.40% per year. And the median was 4.50% per year.
Sera Investments & Finance India (BOM:512399) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Sera Investments & Finance India PS Ratio Related Terms
Sera Investments & Finance India PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Sera Investments & Finance India's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sera Investments & Finance India PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Sera Investments & Finance India's PS Ratio distribution charts can be found below:
* The bar in red indicates where Sera Investments & Finance India's PS Ratio falls into.
Sera Investments & Finance India PS Ratio Calculation
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Sera Investments & Finance India's Share Price of today is ₹56.19. Sera Investments & Finance India's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹19.41.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Sera Investments & Finance India (BOM:512399) has a PS Ratio of 2.89 as of Sep. 05, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Sera Investments & Finance India and its competitors. This is 79% below median its historical median of 13.71. Over the past decade, Sera Investments & Finance India's PS Ratio has ranged from 2.01 to 406.56. According to the industry distribution chart, Sera Investments & Finance India ranks #231 out of 519 companies in the Credit Services industry, placing it in the top 44.5%.
Is Sera Investments & Finance India's PS Ratio too high?
Sera Investments & Finance India's current PS Ratio of 2.89 is 79% below median its 10-year median of 13.71. Over the past 10 years, this metric has ranged from a low of 2.01 to a high of 406.56. The Credit Services industry median PS Ratio is 2.84. Sera Investments & Finance India's value of 2.89 is 1.8% above this industry median. Based on the distribution chart, Sera Investments & Finance India ranks #231 out of 519 companies in the Credit Services industry, which is above the industry midpoint. Overall, Sera Investments & Finance India has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does Sera Investments & Finance India's PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Sera Investments & Finance India ranks #231 out of 519 companies for PS Ratio. This puts Sera Investments & Finance India in the upper half of its industry. The industry median PS Ratio is 2.84. Sera Investments & Finance India's value of 2.89 is 1.8% above this benchmark. Historically, Sera Investments & Finance India's own PS Ratio has ranged from 2.01 to 406.56 over the past decade. While the company's 10-year median is 13.71 vs. the industry median of 2.84, Sera Investments & Finance India has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.84, based on 519 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sera Investments & Finance India's current PS Ratio of 2.89 is 1.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Sera Investments & Finance India and its competitors. For the Credit Services industry, the median PS Ratio is 2.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sera Investments & Finance India's current PS Ratio is 2.89, which is 79% below median its own 10-year median of 13.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sera Investments & Finance India stock overvalued right now?
Sera Investments & Finance India (BOM:512399) has a current PS Ratio of 2.89. The current PS Ratio is 2.89, which is 79% below median its 10-year median of 13.71 and 1.8% above the Credit Services industry median of 2.84. Sera Investments & Finance India's overall GF Score™ is 42/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Sera Investments & Finance India (BOM:512399), the current PS Ratio is 2.89 as of Sep. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Sera Investments & Finance India Ltd is an India-based company engaged in the provision of financial services. The company operates through a single segment namely Non-Banking financial activities.
42GF Score
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