EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Sainik Finance & Industries EBITDA Margin % Related Terms
Sainik Finance & Industries EBITDA Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:530265 vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, Sainik Finance & Industries's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sainik Finance & Industries EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Sainik Finance & Industries's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Sainik Finance & Industries's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sainik Finance & Industries (BOM:530265) has a EBITDA Margin % of 33.18% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Sainik Finance & Industries and its competitors. This is 51% above median its historical median of 21.99. According to the industry distribution chart, Sainik Finance & Industries ranks #179 out of 413 companies in the Credit Services industry, placing it in the top 43.3%.
Is Sainik Finance & Industries' EBITDA Margin % too high?
Sainik Finance & Industries' current EBITDA Margin % of 33.18% is 51% above median its 10-year median of 21.99. The Credit Services industry median EBITDA Margin % is 21.03. Sainik Finance & Industries' value of 33.18% is 57.8% above this industry median. Based on the distribution chart, Sainik Finance & Industries ranks #179 out of 413 companies in the Credit Services industry, which is above the industry midpoint. Overall, Sainik Finance & Industries has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sainik Finance & Industries' EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Sainik Finance & Industries ranks #179 out of 413 companies for EBITDA Margin %. This puts Sainik Finance & Industries in the upper half of its industry. The industry median EBITDA Margin % is 21.03. Sainik Finance & Industries' value of 33.18% is 57.8% above this benchmark. While the company's 10-year median is 21.99 vs. the industry median of 21.03, Sainik Finance & Industries has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 21.03, based on 413 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sainik Finance & Industries's current EBITDA Margin % of 33.18% is 57.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Sainik Finance & Industries and its competitors. For the Credit Services industry, the median EBITDA Margin % is 21.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sainik Finance & Industries's current EBITDA Margin % is 33.18%, which is 51% above median its own 10-year median of 21.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sainik Finance & Industries stock overvalued right now?
Based on GuruFocus' analysis, Sainik Finance & Industries (BOM:530265) is currently considered Fairly Valued. The stock's GF Value™ is ₹42.39, compared to a current price of ₹39.10 — trading 7.8% below its estimated fair value. The current EBITDA Margin % is 33.18%, which is 51% above median its 10-year median of 21.99 and 57.8% above the Credit Services industry median of 21.03. Sainik Finance & Industries' overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Sainik Finance & Industries (BOM:530265), the current EBITDA Margin % is 33.18% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sainik Finance & Industries (BOM:530265) Overvalued in 2026?
Based on GuruFocus' analysis, Sainik Finance & Industries stock appears to be undervalued.
The current stock price of ₹39.10 is trading 7.8% below its estimated GF Value™ of ₹42.39.
GuruFocus considers Sainik Finance & Industries to be Fairly Valued.
Key valuation signals for BOM:530265:
EBITDA Margin %: 33.18% (51% above median its 10-year median of 21.99)
GF Value™: ₹42.39 vs. price of ₹39.10 (7.8% below fair value)
Industry Position: 57.8% above the Credit Services median (#179 of 413)
No single metric tells the full story. See the BOM:530265 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sainik Finance & Industries Ltd is a non-banking finance company. The company is engaged in the business of providing credit. The group's operations are concentrated in India. Its primary source of revenue is the interest income.
58GF Score
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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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