* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Sainik Finance & Industries's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sainik Finance & Industries OCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Sainik Finance & Industries's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Sainik Finance & Industries's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sainik Finance & Industries (BOM:530265) has a OCF Margin % of 0.00% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Sainik Finance & Industries and its competitors. According to the industry distribution chart, Sainik Finance & Industries ranks #462 out of 527 companies in the Credit Services industry, placing it in the top 87.7%.
Is Sainik Finance & Industries' OCF Margin % too high?
Sainik Finance & Industries' current OCF Margin % is 0.00%. Based on the distribution chart, Sainik Finance & Industries ranks #462 out of 527 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Sainik Finance & Industries has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sainik Finance & Industries' OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Sainik Finance & Industries ranks #462 out of 527 companies for OCF Margin %. This places Sainik Finance & Industries in the lower half of its industry. The industry median OCF Margin % is 2.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.55, based on 527 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Sainik Finance & Industries and its competitors. For the Credit Services industry, the median OCF Margin % is 2.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sainik Finance & Industries's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sainik Finance & Industries stock overvalued right now?
Based on GuruFocus' analysis, Sainik Finance & Industries (BOM:530265) is currently considered Fairly Valued. The stock's GF Value™ is ₹42.38, compared to a current price of ₹39.00 — trading 8% below its estimated fair value. The current OCF Margin % is 0.00%. Sainik Finance & Industries' overall GF Score™ is 63/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Sainik Finance & Industries (BOM:530265), the current OCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sainik Finance & Industries (BOM:530265) Overvalued in 2026?
Based on GuruFocus' analysis, Sainik Finance & Industries stock appears to be undervalued.
The current stock price of ₹39.00 is trading 8% below its estimated GF Value™ of ₹42.38.
GuruFocus considers Sainik Finance & Industries to be Fairly Valued.
Key valuation signals for BOM:530265:
OCF Margin %: 0.00%
GF Value™: ₹42.38 vs. price of ₹39.00 (8% below fair value)
No single metric tells the full story. See the BOM:530265 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sainik Finance & Industries Ltd is a non-banking finance company. The company is engaged in the business of providing credit. The group's operations are concentrated in India. Its primary source of revenue is the interest income.
63GF Score
Get the complete analysis for BOM:530265
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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