Sainik Finance & Industries (BOM:530265) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:530265 Sainik Finance & Industries Ltd BOM:530265
58 GF Score
Price ₹35.37
GF Value ₹42.33
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Sainik Finance & Industries Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

BOM:530265
58GF Score
Sainik Finance & Industries Ltd BOM:530265
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Sainik Finance & Industries (BOM:530265) Overvalued in 2026?

Based on GuruFocus' analysis, Sainik Finance & Industries stock appears to be undervalued. The current stock price of ₹35.37 is trading 16.4% below its estimated GF Value™ of ₹42.33. GuruFocus considers Sainik Finance & Industries to be Modestly Undervalued.

Key valuation signals for BOM:530265:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: ₹42.33 vs. price of ₹35.37 (16.4% below fair value)
  • GF Score™: 58/100 with 7 warning signs

No single metric tells the full story. See the BOM:530265 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sainik Finance & Industries Business Description

Address NH-48, Ambience Mall, 7th Floor, Corporate Office Tower, Gurugram, HR, IND, 122002
Sainik Finance & Industries Ltd is a non-banking finance company. The company is engaged in the business of providing credit. The group's operations are concentrated in India. Its primary source of revenue is the interest income.
58GF Score

Get the complete analysis for BOM:530265

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹35.37
Price
₹42.33
GF Value