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Star Housing FinanceBOM:539017 +4.79%77 EBITDA Margin % is 8.60% as of Dec. 2025, which is 75% below its 10-year median of 33.88. GuruFocus rates BOM:539017 with a GF Score™ of 77/100 and a GF Value™ of ₹80.89 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 47 Banks companies, Star Housing Finance ranks worse than 57.45% on this metric.
Star Housing Finance (BOM:539017) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Star Housing Finance EBITDA Margin % Related Terms
Star Housing Finance EBITDA Margin % Historical Data
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The historical data trend for Star Housing Finance's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:539017 vs RKT, FNMA, PFSI: EBITDA Margin % Comparison
For the Mortgage Finance subindustry, Star Housing Finance's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Star Housing Finance EBITDA Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Star Housing Finance's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Star Housing Finance's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Star Housing Finance (BOM:539017) has a EBITDA Margin % of 8.60% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Star Housing Finance and its competitors. This is 75% below median its historical median of 33.88. Over the past decade, Star Housing Finance's EBITDA Margin % has ranged from 14.48 to 64.89. According to the industry distribution chart, Star Housing Finance ranks #27 out of 47 companies in the Banks industry, placing it in the top 57.4%.
Is Star Housing Finance's EBITDA Margin % too high?
Star Housing Finance's current EBITDA Margin % of 8.60% is 75% below median its 10-year median of 33.88. Over the past 10 years, this metric has ranged from a low of 14.48 to a high of 64.89. The Banks industry median EBITDA Margin % is 19.28. Star Housing Finance's value of 8.60% is 55.4% below this industry median. Based on the distribution chart, Star Housing Finance ranks #27 out of 47 companies in the Banks industry, which is below the industry midpoint. Overall, Star Housing Finance has a GF Score™ of 77/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Star Housing Finance's EBITDA Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, Star Housing Finance ranks #27 out of 47 companies for EBITDA Margin %. This places Star Housing Finance in the lower half of its industry. The industry median EBITDA Margin % is 19.28. Star Housing Finance's value of 8.60% is 55.4% below this benchmark. Historically, Star Housing Finance's own EBITDA Margin % has ranged from 14.48 to 64.89 over the past decade. While the company's 10-year median is 33.88 vs. the industry median of 19.28, Star Housing Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Banks company?
The median EBITDA Margin % among Banks companies is 19.28, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Star Housing Finance's current EBITDA Margin % of 8.60% is 55.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Star Housing Finance and its competitors. For the Banks industry, the median EBITDA Margin % is 19.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Star Housing Finance's current EBITDA Margin % is 8.60%, which is 75% below median its own 10-year median of 33.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Star Housing Finance stock overvalued right now?
Based on GuruFocus' analysis, Star Housing Finance (BOM:539017) is currently considered Possible Value Trap. The stock's GF Value™ is ₹80.89, compared to a current price of ₹6.34 — trading 92.2% below its estimated fair value. The current EBITDA Margin % is 8.60%, which is 75% below median its 10-year median of 33.88 and 55.4% below the Banks industry median of 19.28. Star Housing Finance's overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Star Housing Finance (BOM:539017), the current EBITDA Margin % is 8.60% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Star Housing Finance (BOM:539017) Overvalued in 2026?
Based on GuruFocus' analysis, Star Housing Finance stock appears to be undervalued.
The current stock price of ₹6.34 is trading 92.2% below its estimated GF Value™ of ₹80.89.
GuruFocus considers Star Housing Finance to be Possible Value Trap.
Key valuation signals for BOM:539017:
EBITDA Margin %: 8.60% (75% below median its 10-year median of 33.88)
GF Value™: ₹80.89 vs. price of ₹6.34 (92.2% below fair value)
Industry Position: 55.4% below the Banks median (#27 of 47)
No single metric tells the full story. See the BOM:539017 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Star Housing Finance Ltd is a non-deposit-taking housing finance company. The company's loan products include home loans, mortgage loans, and builder loans. The firm offers home loans for the purchase of flats and houses, renovation of existing units, extension of existing units, and purchase of plots for the construction of houses. The company offers a builder loan for the construction of residential flats. The company is engaged in the business of providing loans to individuals, corporations, and developers for the purchase, construction, development, and repair of houses, apartments, and commercial properties in India.
77GF Score
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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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