Star Housing Finance (BOM:539017) Asset Turnover: 0.05 (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:539017 Star Housing Finance Ltd BOM:539017
71 GF Score
Price ₹6.34
GF Value ₹80.93
Valuation Possible Value Trap
! 6 Warning Signs
View Full Analysis

What is Star Housing Finance Asset Turnover?

Star Housing Finance BOM:539017 +4.79% 71 Asset Turnover is 0.05 as of Dec. 2025. GuruFocus rates BOM:539017 with a GF Score™ of 71/100 and a GF Value™ of ₹80.93 (Possible Value Trap). The stock has 6 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Star Housing Finance's Revenue for the three months ended in Dec. 2025 was ₹258.6 Mil. Star Housing Finance's Total Assets for the quarter that ended in Dec. 2025 was ₹5,549.3 Mil. Therefore, Star Housing Finance's Asset Turnover for the quarter that ended in Dec. 2025 was 0.05.

Asset Turnover is linked to ROE % through Du Pont Formula. Star Housing Finance's annualized ROE % for the quarter that ended in Dec. 2025 was 1.34%. It is also linked to ROA % through Du Pont Formula. Star Housing Finance's annualized ROA % for the quarter that ended in Dec. 2025 was 0.35%.


Star Housing Finance  (BOM:539017) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Star Housing Finance's annulized ROE % for the quarter that ended in Dec. 2025 is

ROE %**(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=19.676/1465.412
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(19.676 / 1034.472)*(1034.472 / 5549.283)*(5549.283/ 1465.412)
=Net Margin %*Asset Turnover*Equity Multiplier
=1.9 %*0.1864*3.7868
=ROA %*Equity Multiplier
=0.35 %*3.7868
=1.34 %

Note: The Net Income data used here is four times the quarterly (Dec. 2025) net income data. The Revenue data used here is four times the quarterly (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Star Housing Finance's annulized ROA % for the quarter that ended in Dec. 2025 is

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=19.676/5549.283
=(Net Income / Revenue)*(Revenue / Total Assets)
=(19.676 / 1034.472)*(1034.472 / 5549.283)
=Net Margin %*Asset Turnover
=1.9 %*0.1864
=0.35 %

Note: The Net Income data used here is four times the quarterly (Dec. 2025) net income data. The Revenue data used here is four times the quarterly (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


Star Housing Finance Asset Turnover Related Terms


Star Housing Finance Asset Turnover Historical Data

* Premium members only.

The historical data trend for Star Housing Finance's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Star Housing Finance Asset Turnover Chart

Star Housing Finance Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.13 0.12 0.15 0.14 0.15

Star Housing Finance Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.03 0.04 0.05 0.05

BOM:539017 vs RKT, FNMA, PFSI: Asset Turnover Comparison

For the Mortgage Finance subindustry, Star Housing Finance's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Star Housing Finance Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, Star Housing Finance's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Star Housing Finance's Asset Turnover falls into.


BOM:539017
71GF Score
Star Housing Finance Ltd BOM:539017
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Star Housing Finance Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Star Housing Finance's Asset Turnover for the fiscal year that ended in Mar. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Mar. 2025 )/( (Total Assets (A: Mar. 2024 )+Total Assets (A: Mar. 2025 ))/ count )
=793.311/( (4903.082+5550.01)/ 2 )
=793.311/5226.546
=0.15

Star Housing Finance's Asset Turnover for the quarter that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Sep. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=258.618/( (5549.283+0)/ 1 )
=258.618/5549.283
=0.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.05 mean?
Star Housing Finance (BOM:539017) has a Asset Turnover of 0.05 as of Dec. 2025. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Star Housing Finance and its competitors.
Is Star Housing Finance's Asset Turnover too high?
Star Housing Finance's current Asset Turnover is 0.05. Overall, Star Housing Finance has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Star Housing Finance's Asset Turnover compare to RKT and FNMA?
Star Housing Finance's Asset Turnover of 0.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Star Housing Finance and its competitors. Star Housing Finance's current Asset Turnover is 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Star Housing Finance stock overvalued right now?
Based on GuruFocus' analysis, Star Housing Finance (BOM:539017) is currently considered Possible Value Trap. The stock's GF Value™ is ₹80.93, compared to a current price of ₹6.34 — trading 92.2% below its estimated fair value. The current Asset Turnover is 0.05. Star Housing Finance's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Star Housing Finance (BOM:539017), the current Asset Turnover is 0.05 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Star Housing Finance (BOM:539017) Overvalued in 2026?

Based on GuruFocus' analysis, Star Housing Finance stock appears to be undervalued. The current stock price of ₹6.34 is trading 92.2% below its estimated GF Value™ of ₹80.93. GuruFocus considers Star Housing Finance to be Possible Value Trap.

Key valuation signals for BOM:539017:

  • Asset Turnover: 0.05
  • GF Value™: ₹80.93 vs. price of ₹6.34 (92.2% below fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the BOM:539017 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Star Housing Finance Business Description

Address 603, Western Edge 1, Above Metro Cash & Carry, Borivali East, Mumbai, MH, IND, 400066
Star Housing Finance Ltd is a non-deposit-taking housing finance company. The company's loan products include home loans, mortgage loans, and builder loans. The firm offers home loans for the purchase of flats and houses, renovation of existing units, extension of existing units, and purchase of plots for the construction of houses. The company offers a builder loan for the construction of residential flats. The company is engaged in the business of providing loans to individuals, corporations, and developers for the purchase, construction, development, and repair of houses, apartments, and commercial properties in India.
71GF Score

Get the complete analysis for BOM:539017

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹6.34
Price
₹80.93
GF Value