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Star Housing FinanceBOM:539017 +4.89%70 5-Year Yield-on-Cost % is 2.02 as of Sep. 05, 2026, which is 1583% above its 10-year median of 0.12. GuruFocus rates BOM:539017 with a GF Score™ of 70/100 and a GF Value™ of ₹83.15 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 1,243 Banks companies, Star Housing Finance ranks worse than 81.5% on this metric.
Star Housing Finance's yield on cost for the quarter that ended in Dec. 2025 was 2.02.
The historical rank and industry rank for Star Housing Finance's 5-Year Yield-on-Cost % or its related term are showing as below:
BOM:539017'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.06 Med: 0.12 Max: 2.59
Current: 2.02
During the past 12 years, Star Housing Finance's highest Yield on Cost was 2.59. The lowest was 0.06. And the median was 0.12.
BOM:539017's 5-Year Yield-on-Cost % is ranked worse than 81.5% of 1243
companies
in the Banks industry
Industry Median: 3.81
vs BOM:539017: 2.02
Star Housing Finance (BOM:539017) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Star Housing Finance 5-Year Yield-on-Cost % Related Terms
BOM:539017 vs RKT, FNMA, PFSI: 5-Year Yield-on-Cost % Comparison
For the Mortgage Finance subindustry, Star Housing Finance's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Star Housing Finance 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Star Housing Finance's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Star Housing Finance's 5-Year Yield-on-Cost % falls into.
Star Housing Finance 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Star Housing Finance (BOM:539017) has a 5-Year Yield-on-Cost % of 2.02 as of Sep. 05, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Star Housing Finance and its competitors. This is 1583% above median its historical median of 0.12. Over the past decade, Star Housing Finance's 5-Year Yield-on-Cost % has ranged from 0.06 to 2.59. According to the industry distribution chart, Star Housing Finance ranks #1013 out of 1243 companies in the Banks industry, placing it in the top 81.5%.
Is Star Housing Finance's 5-Year Yield-on-Cost % too high?
Star Housing Finance's current 5-Year Yield-on-Cost % of 2.02 is 1583% above median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 2.59. The Banks industry median 5-Year Yield-on-Cost % is 3.81. Star Housing Finance's value of 2.02 is 47% below this industry median. Based on the distribution chart, Star Housing Finance ranks #1013 out of 1243 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Star Housing Finance has a GF Score™ of 70/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Star Housing Finance's 5-Year Yield-on-Cost % compare to RKT and FNMA?
According to the Banks industry distribution chart, Star Housing Finance ranks #1013 out of 1243 companies for 5-Year Yield-on-Cost %. This places Star Housing Finance in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.81. Star Housing Finance's value of 2.02 is 47% below this benchmark. Historically, Star Housing Finance's own 5-Year Yield-on-Cost % has ranged from 0.06 to 2.59 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 3.81, Star Housing Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.81, based on 1,243 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Star Housing Finance's current 5-Year Yield-on-Cost % of 2.02 is 47% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Star Housing Finance and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Star Housing Finance's current 5-Year Yield-on-Cost % is 2.02, which is 1583% above median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Star Housing Finance stock overvalued right now?
Based on GuruFocus' analysis, Star Housing Finance (BOM:539017) is currently considered Possible Value Trap. The stock's GF Value™ is ₹83.15, compared to a current price of ₹5.15 — trading 93.8% below its estimated fair value. The current 5-Year Yield-on-Cost % is 2.02, which is 1583% above median its 10-year median of 0.12 and 47% below the Banks industry median of 3.81. Star Housing Finance's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Star Housing Finance (BOM:539017), the current 5-Year Yield-on-Cost % is 2.02 as of Sep. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Star Housing Finance (BOM:539017) Overvalued in 2026?
Based on GuruFocus' analysis, Star Housing Finance stock appears to be undervalued.
The current stock price of ₹5.15 is trading 93.8% below its estimated GF Value™ of ₹83.15.
GuruFocus considers Star Housing Finance to be Possible Value Trap.
Key valuation signals for BOM:539017:
5-Year Yield-on-Cost %: 2.02 (1583% above median its 10-year median of 0.12)
GF Value™: ₹83.15 vs. price of ₹5.15 (93.8% below fair value)
Industry Position: 47% below the Banks median (#1013 of 1243)
No single metric tells the full story. See the BOM:539017 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Star Housing Finance Ltd is a non-deposit-taking housing finance company. The company's loan products include home loans, mortgage loans, and builder loans. The firm offers home loans for the purchase of flats and houses, renovation of existing units, extension of existing units, and purchase of plots for the construction of houses. The company offers a builder loan for the construction of residential flats. The company is engaged in the business of providing loans to individuals, corporations, and developers for the purchase, construction, development, and repair of houses, apartments, and commercial properties in India.
70GF Score
Get the complete analysis for BOM:539017
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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